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Colusa County, CA: Home-Insurance Distress & Forced-Sale Pressure

Colusa County, CA: 22/100 (low) home-insurance distress; Colusa, CA band LOW; Colusa, CA #2,039 of 3,222 counties; Colusa, CA #32 of 58 in California; raw Colusa, CA 26.4; Colusa, CA coverage multiplier 0.85.

FEMA hazard, Colusa, CA: 0/100; Colusa, CA declarations, three years: none.

NFIP claims, Colusa, CA, three years: 1; Colusa, CA payouts $39,217; per Colusa, CA claim $39,217; Colusa, CA claim-stress 66/100.

Colusa, CA monthly score fell, 23 (March 2026) to 22 (October 2026); Colusa, CA by month: March 23, April 23, May 23, June 23 (Colusa, CA), July 23, August 23, September 23, October 22.

Colusa, CA components: NFIP claims 66; Colusa, CA retreat index 22; Colusa, CA climate multiplier 0.85.

Construction distress, Colusa, CA: 2/100 as of August 2026 (Colusa, CA: 25/100 one-to-four unit, 1/100 multifamily).

Colusa, CA ZIPs, June 2026 (Colusa, CA, 9 highest): score 0 (Colusa, CA), climate 86 (Colusa, CA): 95645; score 0 (Colusa, CA), climate 83 (Colusa, CA): 95957; score 0 (Colusa, CA), climate 81 (Colusa, CA): 95912, 95932, 95950, 95955, Colusa, CA 95979, 95987; score 0 (Colusa, CA), climate 79 (Colusa, CA): 95970.

DLRadar rescores Colusa, CA monthly; Colusa, CA readings join Colusa, CA foreclosure, lien and ownership parcels (Colusa, CA), so cost-squeezed Colusa, CA owners surface before listing.

Inside California, Colusa County ranks 32nd of 58 counties for home-insurance distress at 22/100; Merced County (23/100) sits just above Colusa County, and Solano County (22/100) sits just below Colusa County.

Insurance distress
22/100
Colusa, CA: LOW
National rank
#2039
Colusa, CA: of 3,222 counties
FEMA hazard
0/100
Colusa County hazard
NFIP claim stress
66/100
Colusa, CA 3-year
Flood claims (3y)
1
Colusa, CA
Claims paid (3y)
$39,217
Colusa, CA payouts
Per claim
$39,217
Colusa, CA
Construction distress
2/100
Colusa, CA

Deterministic. Every Colusa County, CA signal traces to a public Colusa dataset (FEMA, NFIP, Census for Colusa, CA) · how insurance distress works in Colusa, CA · methodology

FAQ: Colusa County, CA insurance distress

What is the Colusa County, CA home-insurance-distress score?

Colusa, CA: 22/100 (LOW), #2,039 of 3,222, #32 in California. FEMA hazard, Colusa, CA: 0/100; NFIP stress, Colusa, CA: 66/100; construction, Colusa, CA: 2/100; Colusa, CA rescores monthly.

Is Colusa County insurance distress getting better or worse (CA)?

Colusa, CA: 23 in March 2026; Colusa, CA: 22 in October 2026 (better); Colusa, CA NFIP claims score 66.

How many flood-insurance claims has Colusa County, CA had?

Colusa, CA: 1 NFIP claims, three years; Colusa, CA paid $39,217; per Colusa, CA claim $39,217; carriers reprice Colusa, CA against that record.

Which Colusa County ZIP codes carry the most insurance distress (CA)?

Colusa, CA, June 2026: 95645 at 0, 95957 at 0, 95912 at 0, 95932 at 0; Colusa, CA climate scores there: 86, 83, 81, 81.

Why does Colusa, CA insurance distress create sellers?

A Colusa, CA premium outruns the Colusa, CA budget; a carrier leaves Colusa, CA; Colusa, CA carrying cost passes plan; Colusa, CA owners sell while current; Colusa, CA insurance distress leads Colusa, CA foreclosure data.

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