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Inyo County, CA: Home-Insurance Distress & Forced-Sale Pressure

Inyo County, CA: 0/100 (low) home-insurance distress; Inyo, CA band ZERO; Inyo, CA #2,519 of 3,222 counties; Inyo, CA #49 of 58 in California; Inyo, CA coverage multiplier 0.70.

FEMA hazard, Inyo, CA: 0/100; Inyo, CA declarations, three years: none; Inyo, CA five-year count 9 (severity 9.0); Inyo, CA ten-year 9.

Declared incidents on the Inyo, CA record: 2023 Severe Storm 3; 2023 Flood 3 (Inyo, CA); 2023 Hurricane 2 (Inyo, CA).

NFIP claims, Inyo, CA, three years: none; Inyo, CA claim-stress 0/100.

Inyo, CA monthly score: 0 in every month from March 2026 (Inyo, CA) through October 2026.

Inyo, CA components: all zero this month; Inyo, CA climate multiplier 0.70.

Construction distress, Inyo, CA: 86/100 as of August 2026 (Inyo, CA: 90/100 one-to-four unit, 0/100 multifamily).

Inyo, CA ZIPs, June 2026 (Inyo, CA, 14 highest): score 0 (Inyo, CA), climate 99 (Inyo, CA): 89019; score 0 (Inyo, CA), climate 94 (Inyo, CA): 93527; score 0 (Inyo, CA), climate 75 (Inyo, CA): 92328, 92384, 92389, 93513, Inyo, CA 93522, 93526, 93530, 93545, Inyo, CA 93549; score 0 (Inyo, CA), climate 73 (Inyo, CA): 89060, 89061; score 0 (Inyo, CA), climate 61 (Inyo, CA): 93514.

DLRadar rescores Inyo, CA monthly; Inyo, CA readings join Inyo, CA foreclosure, lien and ownership parcels (Inyo, CA), so cost-squeezed Inyo, CA owners surface before listing.

Inside California, Inyo County ranks 49th of 58 counties for home-insurance distress at 0/100; Imperial County (0/100) sits just above Inyo County, and Lassen County (0/100) sits just below Inyo County.

Insurance distress
0/100
Inyo, CA: ZERO
National rank
#2519
Inyo, CA: of 3,222 counties
FEMA hazard
0/100
Inyo County hazard
NFIP claim stress
0/100
Inyo, CA 3-year
Flood claims (3y)
0
Inyo, CA
Claims paid (3y)
$0
Inyo, CA payouts
Per claim
$0
Inyo, CA
Construction distress
86/100
Inyo, CA

Deterministic. Every Inyo County, CA signal traces to a public Inyo dataset (FEMA, NFIP, Census for Inyo, CA) · how insurance distress works in Inyo, CA · methodology

FAQ: Inyo County, CA insurance distress

What is the Inyo County, CA home-insurance-distress score?

Inyo, CA: 0/100 (ZERO), #2,519 of 3,222, #49 in California. FEMA hazard, Inyo, CA: 0/100; NFIP stress, Inyo, CA: 0/100; construction, Inyo, CA: 86/100; Inyo, CA rescores monthly.

Is Inyo County insurance distress getting better or worse (CA)?

Inyo, CA: 0 in March 2026; Inyo, CA: 0 in October 2026 (unchanged).

Which Inyo County ZIP codes carry the most insurance distress (CA)?

Inyo, CA, June 2026: 89019 at 0, 93527 at 0, 92328 at 0, 92384 at 0; Inyo, CA climate scores there: 99, 94, 75, 75.

Why does Inyo, CA insurance distress create sellers?

A Inyo, CA premium outruns the Inyo, CA budget; a carrier leaves Inyo, CA; Inyo, CA carrying cost passes plan; Inyo, CA owners sell while current; Inyo, CA insurance distress leads Inyo, CA foreclosure data.

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