Los Angeles County, CA: Home-Insurance Distress & Forced-Sale Pressure
Los Angeles County, CA: 95/100 (severe) home-insurance distress; Los Angeles, CA band HIGH; Los Angeles, CA #33 of 3,222 counties; Los Angeles, CA #1 of 58 in California.
FEMA hazard, Los Angeles, CA: 97/100; Los Angeles, CA declarations, three years: 16; Los Angeles, CA perils: 14 fire, 2 severe-storm; Los Angeles, CA five-year count 30 (severity 49.5); Los Angeles, CA ten-year 30; hazard-weighted, Los Angeles, CA: 30.0.
Declared incidents on the Los Angeles, CA record: 2025 Fire 10; 2024 Fire 4 (Los Angeles, CA); 2024 Severe Storm 2; 2023 Severe Storm 3 (Los Angeles, CA); 2023 Flood 3 (Los Angeles, CA).
NFIP claims, Los Angeles, CA, three years: 218; Los Angeles, CA payouts $6,384,092; per Los Angeles, CA claim $29,285; Los Angeles, CA claim-stress 93/100.
Los Angeles, CA monthly score fell, 96 (March 2026) to 94 (October 2026); Los Angeles, CA by month: March 96, April 96, May 96, June 96 (Los Angeles, CA), July 97, August 96, September 96, October 94.
Los Angeles, CA components: climate 95, NFIP claims 93; Los Angeles, CA retreat index 94.
Construction distress, Los Angeles, CA: 3/100 as of August 2026 (Los Angeles, CA: 49/100 one-to-four unit, 0/100 multifamily).
Los Angeles, CA ZIPs, June 2026 (Los Angeles, CA, 16 highest): score 0 (Los Angeles, CA), climate 100 (Los Angeles, CA): 90001, 90002, 90003, 90004, Los Angeles, CA 90005, 90006, 90007, 90008, Los Angeles, CA 90010, 90011, 90012, 90013, Los Angeles, CA 90014, 90015, 90016, 90017.
DLRadar rescores Los Angeles, CA monthly; Los Angeles, CA readings join Los Angeles, CA foreclosure, lien and ownership parcels (Los Angeles, CA), so cost-squeezed Los Angeles, CA owners surface before listing.
Inside California, Los Angeles County ranks 1st of 58 counties for home-insurance distress at 95/100; Riverside County (83/100) sits just below Los Angeles County.
Deterministic. Every Los Angeles County, CA signal traces to a public Los Angeles dataset (FEMA, NFIP, Census for Los Angeles, CA) · how insurance distress works in Los Angeles, CA · methodology
FAQ: Los Angeles County, CA insurance distress
What is the Los Angeles County, CA home-insurance-distress score?
Los Angeles, CA: 95/100 (HIGH), #33 of 3,222, #1 in California. FEMA hazard, Los Angeles, CA: 97/100; NFIP stress, Los Angeles, CA: 93/100; construction, Los Angeles, CA: 3/100; Los Angeles, CA rescores monthly.
Is Los Angeles County insurance distress getting better or worse (CA)?
Los Angeles, CA: 96 in March 2026; Los Angeles, CA: 94 in October 2026 (better); Los Angeles, CA climate component 95; Los Angeles, CA NFIP claims score 93.
How many flood-insurance claims has Los Angeles County, CA had?
Los Angeles, CA: 218 NFIP claims, three years; Los Angeles, CA paid $6,384,092; per Los Angeles, CA claim $29,285; carriers reprice Los Angeles, CA against that record.
Which Los Angeles County ZIP codes carry the most insurance distress (CA)?
Los Angeles, CA, June 2026: 90001 at 0, 90002 at 0, 90003 at 0, 90004 at 0; Los Angeles, CA climate scores there: 100, 100, 100, 100.
Why does Los Angeles, CA insurance distress create sellers?
A Los Angeles, CA premium outruns the Los Angeles, CA budget; a carrier leaves Los Angeles, CA; Los Angeles, CA carrying cost passes plan; Los Angeles, CA owners sell while current; Los Angeles, CA insurance distress leads Los Angeles, CA foreclosure data.