Mariposa County, CA: Home-Insurance Distress & Forced-Sale Pressure
Mariposa County, CA: 32/100 (moderate) home-insurance distress; Mariposa, CA band LOW; Mariposa, CA #1,515 of 3,222 counties; Mariposa, CA #26 of 58 in California; raw Mariposa, CA 31.2; Mariposa, CA coverage multiplier 0.85.
FEMA hazard, Mariposa, CA: 63/100; Mariposa, CA declarations, three years: 2; Mariposa, CA perils: 3 fire; Mariposa, CA five-year count 9 (severity 10.5); Mariposa, CA ten-year 9; hazard-weighted, Mariposa, CA: 4.0.
Declared incidents on the Mariposa, CA record: 2024 Fire 2; 2023 Severe Storm 3 (Mariposa, CA); 2023 Flood 3 (Mariposa, CA).
NFIP claims, Mariposa, CA, three years: none; Mariposa, CA claim-stress 0/100.
Mariposa, CA monthly score fell, 33 (March 2026) to 26 (October 2026); Mariposa, CA by month: March 33, April 33, May 30, June 30 (Mariposa, CA), July 41, August 26, September 32, October 26.
Mariposa, CA components: climate 52; Mariposa, CA retreat index 26; Mariposa, CA climate multiplier 0.85.
Construction distress, Mariposa, CA: 97/100 as of August 2026 (Mariposa, CA: 97/100 one-to-four unit, 20/100 multifamily).
Mariposa, CA ZIPs, June 2026 (Mariposa, CA, 13 highest): score 0 (Mariposa, CA), climate 94 (Mariposa, CA): 95369; score 0 (Mariposa, CA), climate 92 (Mariposa, CA): 93653; score 0 (Mariposa, CA), climate 91 (Mariposa, CA): 93601; score 0 (Mariposa, CA), climate 89 (Mariposa, CA): 95329; score 0 (Mariposa, CA), climate 85 (Mariposa, CA): 95321; score 0 (Mariposa, CA), climate 83 (Mariposa, CA): 93623, 95306, 95311, 95318, Mariposa, CA 95325, 95338, 95345, 95389.
DLRadar rescores Mariposa, CA monthly; Mariposa, CA readings join Mariposa, CA foreclosure, lien and ownership parcels (Mariposa, CA), so cost-squeezed Mariposa, CA owners surface before listing.
Inside California, Mariposa County ranks 18th of 58 counties for home-insurance distress at 32/100; Marin County (33/100) sits just above Mariposa County, and Tuolumne County (32/100) sits just below Mariposa County.
Deterministic. Every Mariposa County, CA signal traces to a public Mariposa dataset (FEMA, NFIP, Census for Mariposa, CA) · how insurance distress works in Mariposa, CA · methodology
FAQ: Mariposa County, CA insurance distress
What is the Mariposa County, CA home-insurance-distress score?
Mariposa, CA: 32/100 (LOW), #1,515 of 3,222, #26 in California. FEMA hazard, Mariposa, CA: 63/100; NFIP stress, Mariposa, CA: 0/100; construction, Mariposa, CA: 97/100; Mariposa, CA rescores monthly.
Is Mariposa County insurance distress getting better or worse (CA)?
Mariposa, CA: 33 in March 2026; Mariposa, CA: 26 in October 2026 (better); Mariposa, CA climate component 52.
Which Mariposa County ZIP codes carry the most insurance distress (CA)?
Mariposa, CA, June 2026: 95369 at 0, 93653 at 0, 93601 at 0, 95329 at 0; Mariposa, CA climate scores there: 94, 92, 91, 89.
Why does Mariposa, CA insurance distress create sellers?
A Mariposa, CA premium outruns the Mariposa, CA budget; a carrier leaves Mariposa, CA; Mariposa, CA carrying cost passes plan; Mariposa, CA owners sell while current; Mariposa, CA insurance distress leads Mariposa, CA foreclosure data.