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Plumas County, CA: Home-Insurance Distress & Forced-Sale Pressure

Plumas County, CA: 0/100 (low) home-insurance distress; Plumas, CA band ZERO; Plumas, CA #2,524 of 3,222 counties; Plumas, CA #54 of 58 in California; Plumas, CA coverage multiplier 0.70.

FEMA hazard, Plumas, CA: 0/100; Plumas, CA declarations, three years: none; Plumas, CA five-year count 6 (severity 6.0); Plumas, CA ten-year 6.

Declared incidents on the Plumas, CA record: 2023 Severe Storm 3; 2023 Flood 3 (Plumas, CA).

NFIP claims, Plumas, CA, three years: none; Plumas, CA claim-stress 0/100.

Plumas, CA monthly score: 0 in every month from March 2026 (Plumas, CA) through October 2026.

Plumas, CA components: all zero this month; Plumas, CA climate multiplier 0.70.

Construction distress, Plumas, CA: 81/100 as of August 2026 (Plumas, CA: 81/100 one-to-four unit, 11/100 multifamily).

Plumas, CA ZIPs, June 2026 (Plumas, CA, 16 highest): score 0 (Plumas, CA), climate 83 (Plumas, CA): 95915, 95923, 95934, 95947, Plumas, CA 95956, 95971, 95981, 95983, Plumas, CA 95984, 96020, 96103, 96106, Plumas, CA 96122, 96129, 96135; score 0 (Plumas, CA), climate 76 (Plumas, CA): 96137.

DLRadar rescores Plumas, CA monthly; Plumas, CA readings join Plumas, CA foreclosure, lien and ownership parcels (Plumas, CA), so cost-squeezed Plumas, CA owners surface before listing.

Inside California, Plumas County ranks 54th of 58 counties for home-insurance distress at 0/100; Nevada County (0/100) sits just above Plumas County, and San Benito County (0/100) sits just below Plumas County.

Insurance distress
0/100
Plumas, CA: ZERO
National rank
#2524
Plumas, CA: of 3,222 counties
FEMA hazard
0/100
Plumas County hazard
NFIP claim stress
0/100
Plumas, CA 3-year
Flood claims (3y)
0
Plumas, CA
Claims paid (3y)
$0
Plumas, CA payouts
Per claim
$0
Plumas, CA
Construction distress
81/100
Plumas, CA

Deterministic. Every Plumas County, CA signal traces to a public Plumas dataset (FEMA, NFIP, Census for Plumas, CA) · how insurance distress works in Plumas, CA · methodology

FAQ: Plumas County, CA insurance distress

What is the Plumas County, CA home-insurance-distress score?

Plumas, CA: 0/100 (ZERO), #2,524 of 3,222, #54 in California. FEMA hazard, Plumas, CA: 0/100; NFIP stress, Plumas, CA: 0/100; construction, Plumas, CA: 81/100; Plumas, CA rescores monthly.

Is Plumas County insurance distress getting better or worse (CA)?

Plumas, CA: 0 in March 2026; Plumas, CA: 0 in October 2026 (unchanged).

Which Plumas County ZIP codes carry the most insurance distress (CA)?

Plumas, CA, June 2026: 95915 at 0, 95923 at 0, 95934 at 0, 95947 at 0; Plumas, CA climate scores there: 83, 83, 83, 83.

Why does Plumas, CA insurance distress create sellers?

A Plumas, CA premium outruns the Plumas, CA budget; a carrier leaves Plumas, CA; Plumas, CA carrying cost passes plan; Plumas, CA owners sell while current; Plumas, CA insurance distress leads Plumas, CA foreclosure data.

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