San Bernardino County, CA: Home-Insurance Distress & Forced-Sale Pressure
San Bernardino County, CA: 84/100 (severe) home-insurance distress; San Bernardino, CA band HIGH; San Bernardino, CA #249 of 3,222 counties; San Bernardino, CA #5 of 58 in California; raw San Bernardino, CA 77.8.
FEMA hazard, San Bernardino, CA: 78/100; San Bernardino, CA declarations, three years: 4; San Bernardino, CA perils: 6 fire; San Bernardino, CA five-year count 12 (severity 15.0); San Bernardino, CA ten-year 12; hazard-weighted, San Bernardino, CA: 8.0.
Declared incidents on the San Bernardino, CA record: 2024 Fire 4; 2023 Severe Storm 3 (San Bernardino, CA); 2023 Flood 3 (San Bernardino, CA).
NFIP claims, San Bernardino, CA, three years: 46; San Bernardino, CA payouts $2,127,219; per San Bernardino, CA claim $46,244; San Bernardino, CA claim-stress 93/100.
San Bernardino, CA monthly score fell, 83 (March 2026) to 78 (October 2026); San Bernardino, CA by month: March 83, April 83, May 81, June 81 (San Bernardino, CA), July 92, August 78, September 84, October 78.
San Bernardino, CA components: climate 68, NFIP claims 93; San Bernardino, CA retreat index 78.
Construction distress, San Bernardino, CA: 55/100 as of August 2026 (San Bernardino, CA: 56/100 one-to-four unit, 53/100 multifamily).
San Bernardino, CA ZIPs, June 2026 (San Bernardino, CA, 16 highest): score 0 (San Bernardino, CA), climate 100 (San Bernardino, CA): 91701, 91708, 91709, 91710, San Bernardino, CA 91730, 91737, 91739, 91759, San Bernardino, CA 91761, 91762, 91763, 91764, San Bernardino, CA 91766, 91784, 91786, 92242.
DLRadar rescores San Bernardino, CA monthly; San Bernardino, CA readings join San Bernardino, CA foreclosure, lien and ownership parcels (San Bernardino, CA), so cost-squeezed San Bernardino, CA owners surface before listing.
Inside California, San Bernardino County ranks 5th of 58 counties for home-insurance distress at 84/100; Ventura County (86/100) sits just above San Bernardino County, and San Diego County (77/100) sits just below San Bernardino County.
Deterministic. Every San Bernardino County, CA signal traces to a public San Bernardino dataset (FEMA, NFIP, Census for San Bernardino, CA) · how insurance distress works in San Bernardino, CA · methodology
FAQ: San Bernardino County, CA insurance distress
What is the San Bernardino County, CA home-insurance-distress score?
San Bernardino, CA: 84/100 (HIGH), #249 of 3,222, #5 in California. FEMA hazard, San Bernardino, CA: 78/100; NFIP stress, San Bernardino, CA: 93/100; construction, San Bernardino, CA: 55/100; San Bernardino, CA rescores monthly.
Is San Bernardino County insurance distress getting better or worse (CA)?
San Bernardino, CA: 83 in March 2026; San Bernardino, CA: 78 in October 2026 (better); San Bernardino, CA climate component 68; San Bernardino, CA NFIP claims score 93.
How many flood-insurance claims has San Bernardino County, CA had?
San Bernardino, CA: 46 NFIP claims, three years; San Bernardino, CA paid $2,127,219; per San Bernardino, CA claim $46,244; carriers reprice San Bernardino, CA against that record.
Which San Bernardino County ZIP codes carry the most insurance distress (CA)?
San Bernardino, CA, June 2026: 91701 at 0, 91708 at 0, 91709 at 0, 91710 at 0; San Bernardino, CA climate scores there: 100, 100, 100, 100.
Why does San Bernardino, CA insurance distress create sellers?
A San Bernardino, CA premium outruns the San Bernardino, CA budget; a carrier leaves San Bernardino, CA; San Bernardino, CA carrying cost passes plan; San Bernardino, CA owners sell while current; San Bernardino, CA insurance distress leads San Bernardino, CA foreclosure data.