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Yolo County, CA: Home-Insurance Distress & Forced-Sale Pressure

Yolo County, CA: 5/100 (low) home-insurance distress; Yolo, CA band LOW; Yolo, CA #2,429 of 3,222 counties; Yolo, CA #44 of 58 in California; raw Yolo, CA 6.1; Yolo, CA coverage multiplier 0.85.

FEMA hazard, Yolo, CA: 0/100; Yolo, CA declarations, three years: none.

NFIP claims, Yolo, CA, three years: 1; Yolo, CA payouts $0; per Yolo, CA claim $0; Yolo, CA claim-stress 15/100.

Yolo, CA monthly score fell, 6 (March 2026) to 5 (October 2026); Yolo, CA by month: March 6, April 6, May 5, June 5 (Yolo, CA), July 5, August 5, September 5, October 5.

Yolo, CA components: NFIP claims 15; Yolo, CA retreat index 5; Yolo, CA climate multiplier 0.85.

Construction distress, Yolo, CA: 1/100 as of August 2026 (Yolo, CA: 3/100 one-to-four unit, 1/100 multifamily).

Yolo, CA ZIPs, June 2026 (Yolo, CA, 16 highest): score 0 (Yolo, CA), climate 96 (Yolo, CA): 95620; score 0 (Yolo, CA), climate 93 (Yolo, CA): 95618, 95694; score 0 (Yolo, CA), climate 92 (Yolo, CA): 95605, 95606, 95607, 95612, Yolo, CA 95616, 95627, 95637, 95653, Yolo, CA 95679, 95691, 95695, 95697, Yolo, CA 95698.

DLRadar rescores Yolo, CA monthly; Yolo, CA readings join Yolo, CA foreclosure, lien and ownership parcels (Yolo, CA), so cost-squeezed Yolo, CA owners surface before listing.

Inside California, Yolo County ranks 44th of 58 counties for home-insurance distress at 5/100; Kings County (5/100) sits just above Yolo County, and Alpine County (0/100) sits just below Yolo County.

Insurance distress
5/100
Yolo, CA: LOW
National rank
#2429
Yolo, CA: of 3,222 counties
FEMA hazard
0/100
Yolo County hazard
NFIP claim stress
15/100
Yolo, CA 3-year
Flood claims (3y)
1
Yolo, CA
Claims paid (3y)
$0
Yolo, CA payouts
Per claim
$0
Yolo, CA
Construction distress
1/100
Yolo, CA

Deterministic. Every Yolo County, CA signal traces to a public Yolo dataset (FEMA, NFIP, Census for Yolo, CA) · how insurance distress works in Yolo, CA · methodology

FAQ: Yolo County, CA insurance distress

What is the Yolo County, CA home-insurance-distress score?

Yolo, CA: 5/100 (LOW), #2,429 of 3,222, #44 in California. FEMA hazard, Yolo, CA: 0/100; NFIP stress, Yolo, CA: 15/100; construction, Yolo, CA: 1/100; Yolo, CA rescores monthly.

Is Yolo County insurance distress getting better or worse (CA)?

Yolo, CA: 6 in March 2026; Yolo, CA: 5 in October 2026 (better); Yolo, CA NFIP claims score 15.

How many flood-insurance claims has Yolo County, CA had?

Yolo, CA: 1 NFIP claims, three years; Yolo, CA paid $0; per Yolo, CA claim $0; carriers reprice Yolo, CA against that record.

Which Yolo County ZIP codes carry the most insurance distress (CA)?

Yolo, CA, June 2026: 95620 at 0, 95618 at 0, 95694 at 0, 95605 at 0; Yolo, CA climate scores there: 96, 93, 93, 92.

Why does Yolo, CA insurance distress create sellers?

A Yolo, CA premium outruns the Yolo, CA budget; a carrier leaves Yolo, CA; Yolo, CA carrying cost passes plan; Yolo, CA owners sell while current; Yolo, CA insurance distress leads Yolo, CA foreclosure data.

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