Yuba County, CA: Home-Insurance Distress & Forced-Sale Pressure
Yuba County, CA: 22/100 (low) home-insurance distress; Yuba, CA band LOW; Yuba, CA #2,064 of 3,222 counties; Yuba, CA #34 of 58 in California; raw Yuba, CA 25.6; Yuba, CA coverage multiplier 0.85.
FEMA hazard, Yuba, CA: 0/100; Yuba, CA declarations, three years: none; Yuba, CA five-year count 3 (severity 3.0); Yuba, CA ten-year 3.
Declared incidents on the Yuba, CA record: 2023 Flood 3 (Yuba, CA).
NFIP claims, Yuba, CA, three years: 4; Yuba, CA payouts $24,093; per Yuba, CA claim $6,023; Yuba, CA claim-stress 64/100.
Yuba, CA monthly score: 22 in every month from March 2026 (Yuba, CA) through October 2026.
Yuba, CA components: NFIP claims 64; Yuba, CA retreat index 22; Yuba, CA climate multiplier 0.85.
Construction distress, Yuba, CA: 70/100 as of August 2026 (Yuba, CA: 69/100 one-to-four unit, 96/100 multifamily).
Yuba, CA ZIPs, June 2026 (Yuba, CA, 16 highest): score 0 (Yuba, CA), climate 93 (Yuba, CA): 95966; score 0 (Yuba, CA), climate 92 (Yuba, CA): 95914, 95930, 95941; score 0 (Yuba, CA), climate 85 (Yuba, CA): 95977; score 0 (Yuba, CA), climate 83 (Yuba, CA): 95981; score 0 (Yuba, CA), climate 82 (Yuba, CA): 95692, 95901, 95903, 95918, Yuba, CA 95919, 95925, 95935, 95961, Yuba, CA 95962, 95972.
DLRadar rescores Yuba, CA monthly; Yuba, CA readings join Yuba, CA foreclosure, lien and ownership parcels (Yuba, CA), so cost-squeezed Yuba, CA owners surface before listing.
Inside California, Yuba County ranks 34th of 58 counties for home-insurance distress at 22/100; Solano County (22/100) sits just above Yuba County, and Placer County (21/100) sits just below Yuba County.
Deterministic. Every Yuba County, CA signal traces to a public Yuba dataset (FEMA, NFIP, Census for Yuba, CA) · how insurance distress works in Yuba, CA · methodology
FAQ: Yuba County, CA insurance distress
What is the Yuba County, CA home-insurance-distress score?
Yuba, CA: 22/100 (LOW), #2,064 of 3,222, #34 in California. FEMA hazard, Yuba, CA: 0/100; NFIP stress, Yuba, CA: 64/100; construction, Yuba, CA: 70/100; Yuba, CA rescores monthly.
Is Yuba County insurance distress getting better or worse (CA)?
Yuba, CA: 22 in March 2026; Yuba, CA: 22 in October 2026 (unchanged); Yuba, CA NFIP claims score 64.
How many flood-insurance claims has Yuba County, CA had?
Yuba, CA: 4 NFIP claims, three years; Yuba, CA paid $24,093; per Yuba, CA claim $6,023; carriers reprice Yuba, CA against that record.
Which Yuba County ZIP codes carry the most insurance distress (CA)?
Yuba, CA, June 2026: 95966 at 0, 95914 at 0, 95930 at 0, 95941 at 0; Yuba, CA climate scores there: 93, 92, 92, 92.
Why does Yuba, CA insurance distress create sellers?
A Yuba, CA premium outruns the Yuba, CA budget; a carrier leaves Yuba, CA; Yuba, CA carrying cost passes plan; Yuba, CA owners sell while current; Yuba, CA insurance distress leads Yuba, CA foreclosure data.