Fremont County, CO: Home-Insurance Distress & Forced-Sale Pressure
Fremont County, CO: 5/100 (low) home-insurance distress; Fremont, CO band LOW; Fremont, CO #2,432 of 3,222 counties; Fremont, CO #21 of 64 in Colorado; raw Fremont, CO 6.1; Fremont, CO coverage multiplier 0.85.
FEMA hazard, Fremont, CO: 0/100; Fremont, CO declarations, three years: none.
NFIP claims, Fremont, CO, three years: 1; Fremont, CO payouts $0; per Fremont, CO claim $0; Fremont, CO claim-stress 15/100.
Fremont, CO monthly score fell, 6 (March 2026) to 5 (October 2026); Fremont, CO by month: March 6, April 6, May 5, June 5 (Fremont, CO), July 5, August 5, September 5, October 5.
Fremont, CO components: NFIP claims 15; Fremont, CO retreat index 5; Fremont, CO climate multiplier 0.85.
Construction distress, Fremont, CO: 38/100 as of August 2026 (Fremont, CO: 43/100 one-to-four unit, 2/100 multifamily).
Fremont, CO ZIPs, June 2026 (Fremont, CO, 12 highest): score 0 (Fremont, CO), climate 85 (Fremont, CO): 80926; score 0 (Fremont, CO), climate 66 (Fremont, CO): 81212, 81221, 81222, 81223, Fremont, CO 81232, 81233, 81240, 81244; score 0 (Fremont, CO), climate 59 (Fremont, CO): 81226; score 0 (Fremont, CO), climate 57 (Fremont, CO): 81201; score 0 (Fremont, CO), climate 25 (Fremont, CO): 81253.
DLRadar rescores Fremont, CO monthly; Fremont, CO readings join Fremont, CO foreclosure, lien and ownership parcels (Fremont, CO), so cost-squeezed Fremont, CO owners surface before listing.
Inside Colorado, Fremont County ranks 21st of 64 counties for home-insurance distress at 5/100; Douglas County (5/100) sits just above Fremont County, and Garfield County (5/100) sits just below Fremont County.
Deterministic. Every Fremont County, CO signal traces to a public Fremont dataset (FEMA, NFIP, Census for Fremont, CO) · how insurance distress works in Fremont, CO · methodology
FAQ: Fremont County, CO insurance distress
What is the Fremont County, CO home-insurance-distress score?
Fremont, CO: 5/100 (LOW), #2,432 of 3,222, #21 in Colorado. FEMA hazard, Fremont, CO: 0/100; NFIP stress, Fremont, CO: 15/100; construction, Fremont, CO: 38/100; Fremont, CO rescores monthly.
Is Fremont County insurance distress getting better or worse (CO)?
Fremont, CO: 6 in March 2026; Fremont, CO: 5 in October 2026 (better); Fremont, CO NFIP claims score 15.
How many flood-insurance claims has Fremont County, CO had?
Fremont, CO: 1 NFIP claims, three years; Fremont, CO paid $0; per Fremont, CO claim $0; carriers reprice Fremont, CO against that record.
Which Fremont County ZIP codes carry the most insurance distress (CO)?
Fremont, CO, June 2026: 80926 at 0, 81212 at 0, 81221 at 0, 81222 at 0; Fremont, CO climate scores there: 85, 66, 66, 66.
Why does Fremont, CO insurance distress create sellers?
A Fremont, CO premium outruns the Fremont, CO budget; a carrier leaves Fremont, CO; Fremont, CO carrying cost passes plan; Fremont, CO owners sell while current; Fremont, CO insurance distress leads Fremont, CO foreclosure data.