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Routt County, CO: Home-Insurance Distress & Forced-Sale Pressure

Routt County, CO: 0/100 (low) home-insurance distress; Routt, CO band ZERO; Routt, CO #2,559 of 3,222 counties; Routt, CO #58 of 64 in Colorado; Routt, CO coverage multiplier 0.70.

FEMA hazard, Routt, CO: 0/100; Routt, CO declarations, three years: none.

NFIP claims, Routt, CO, three years: none; Routt, CO claim-stress 0/100.

Routt, CO monthly score: 0 in every month from March 2026 (Routt, CO) through October 2026.

Routt, CO components: all zero this month; Routt, CO climate multiplier 0.70.

Construction distress, Routt, CO: 85/100 as of August 2026 (Routt, CO: 71/100 one-to-four unit, 99/100 multifamily).

Routt, CO ZIPs, June 2026 (Routt, CO, 11 highest): score 0 (Routt, CO), climate 52 (Routt, CO): 80463; score 0 (Routt, CO), climate 43 (Routt, CO): 80428, 80467, 80469, 80479, Routt, CO 80483, 80487, 81639; score 0 (Routt, CO), climate 40 (Routt, CO): 81653; score 0 (Routt, CO), climate 23 (Routt, CO): 81638; score 0 (Routt, CO), climate 17 (Routt, CO): 81625.

DLRadar rescores Routt, CO monthly; Routt, CO readings join Routt, CO foreclosure, lien and ownership parcels (Routt, CO), so cost-squeezed Routt, CO owners surface before listing.

Inside Colorado, Routt County ranks 58th of 64 counties for home-insurance distress at 0/100; Rio Grande County (0/100) sits just above Routt County, and San Juan County (0/100) sits just below Routt County.

Insurance distress
0/100
Routt, CO: ZERO
National rank
#2559
Routt, CO: of 3,222 counties
FEMA hazard
0/100
Routt County hazard
NFIP claim stress
0/100
Routt, CO 3-year
Flood claims (3y)
0
Routt, CO
Claims paid (3y)
$0
Routt, CO payouts
Per claim
$0
Routt, CO
Construction distress
85/100
Routt, CO

Deterministic. Every Routt County, CO signal traces to a public Routt dataset (FEMA, NFIP, Census for Routt, CO) · how insurance distress works in Routt, CO · methodology

FAQ: Routt County, CO insurance distress

What is the Routt County, CO home-insurance-distress score?

Routt, CO: 0/100 (ZERO), #2,559 of 3,222, #58 in Colorado. FEMA hazard, Routt, CO: 0/100; NFIP stress, Routt, CO: 0/100; construction, Routt, CO: 85/100; Routt, CO rescores monthly.

Is Routt County insurance distress getting better or worse (CO)?

Routt, CO: 0 in March 2026; Routt, CO: 0 in October 2026 (unchanged).

Which Routt County ZIP codes carry the most insurance distress (CO)?

Routt, CO, June 2026: 80463 at 0, 80428 at 0, 80467 at 0, 80469 at 0; Routt, CO climate scores there: 52, 43, 43, 43.

Why does Routt, CO insurance distress create sellers?

A Routt, CO premium outruns the Routt, CO budget; a carrier leaves Routt, CO; Routt, CO carrying cost passes plan; Routt, CO owners sell while current; Routt, CO insurance distress leads Routt, CO foreclosure data.

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