Saguache County, CO: Home-Insurance Distress & Forced-Sale Pressure
Saguache County, CO: 5/100 (low) home-insurance distress; Saguache, CO band LOW; Saguache, CO #2,437 of 3,222 counties; Saguache, CO #26 of 64 in Colorado; raw Saguache, CO 6.1; Saguache, CO coverage multiplier 0.85.
FEMA hazard, Saguache, CO: 0/100; Saguache, CO declarations, three years: none.
NFIP claims, Saguache, CO, three years: 1; Saguache, CO payouts $0; per Saguache, CO claim $0; Saguache, CO claim-stress 15/100.
Saguache, CO monthly score fell, 6 (March 2026) to 5 (October 2026); Saguache, CO by month: March 6, April 6, May 5, June 5 (Saguache, CO), July 5, August 5, September 5, October 5.
Saguache, CO components: NFIP claims 15; Saguache, CO retreat index 5; Saguache, CO climate multiplier 0.85.
Construction distress, Saguache, CO: 48/100 as of August 2026 (Saguache, CO: 56/100 one-to-four unit, 14/100 multifamily).
Saguache, CO ZIPs, June 2026 (Saguache, CO, 9 highest): score 0 (Saguache, CO), climate 38 (Saguache, CO): 81230; score 0 (Saguache, CO), climate 29 (Saguache, CO): 81136; score 0 (Saguache, CO), climate 27 (Saguache, CO): 81248; score 0 (Saguache, CO), climate 26 (Saguache, CO): 81132; score 0 (Saguache, CO), climate 18 (Saguache, CO): 81125; score 0 (Saguache, CO), climate 14 (Saguache, CO): 81131, 81143, 81149, 81155.
DLRadar rescores Saguache, CO monthly; Saguache, CO readings join Saguache, CO foreclosure, lien and ownership parcels (Saguache, CO), so cost-squeezed Saguache, CO owners surface before listing.
Inside Colorado, Saguache County ranks 26th of 64 counties for home-insurance distress at 5/100; Park County (5/100) sits just above Saguache County, and Summit County (5/100) sits just below Saguache County.
Deterministic. Every Saguache County, CO signal traces to a public Saguache dataset (FEMA, NFIP, Census for Saguache, CO) · how insurance distress works in Saguache, CO · methodology
FAQ: Saguache County, CO insurance distress
What is the Saguache County, CO home-insurance-distress score?
Saguache, CO: 5/100 (LOW), #2,437 of 3,222, #26 in Colorado. FEMA hazard, Saguache, CO: 0/100; NFIP stress, Saguache, CO: 15/100; construction, Saguache, CO: 48/100; Saguache, CO rescores monthly.
Is Saguache County insurance distress getting better or worse (CO)?
Saguache, CO: 6 in March 2026; Saguache, CO: 5 in October 2026 (better); Saguache, CO NFIP claims score 15.
How many flood-insurance claims has Saguache County, CO had?
Saguache, CO: 1 NFIP claims, three years; Saguache, CO paid $0; per Saguache, CO claim $0; carriers reprice Saguache, CO against that record.
Which Saguache County ZIP codes carry the most insurance distress (CO)?
Saguache, CO, June 2026: 81230 at 0, 81136 at 0, 81248 at 0, 81132 at 0; Saguache, CO climate scores there: 38, 29, 27, 26.
Why does Saguache, CO insurance distress create sellers?
A Saguache, CO premium outruns the Saguache, CO budget; a carrier leaves Saguache, CO; Saguache, CO carrying cost passes plan; Saguache, CO owners sell while current; Saguache, CO insurance distress leads Saguache, CO foreclosure data.