Bradford County, FL: Home-Insurance Distress & Forced-Sale Pressure
Bradford County, FL: 91/100 (severe) home-insurance distress; Bradford, FL band HIGH; Bradford, FL #92 of 3,222 counties; Bradford, FL #41 of 67 in Florida.
FEMA hazard, Bradford, FL: 99/100; Bradford, FL declarations, three years: 18; Bradford, FL perils: 9 hurricane, 9 tropical-storm; Bradford, FL five-year count 24 (severity 33.0); Bradford, FL ten-year 24; hazard-weighted, Bradford, FL: 72.0.
Declared incidents on the Bradford, FL record: 2024 Tropical Storm 9; 2024 Hurricane 9 (Bradford, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Bradford, FL).
NFIP claims, Bradford, FL, three years: 4; Bradford, FL payouts $170,498; per Bradford, FL claim $42,624; Bradford, FL claim-stress 78/100.
Bradford, FL monthly score rose, 83 (March 2026) to 91 (October 2026); Bradford, FL by month: March 83, April 83, May 83, June 83 (Bradford, FL), July 83, August 83, September 83, October 91.
Bradford, FL components: climate 99, NFIP claims 78; Bradford, FL retreat index 91.
Construction distress, Bradford, FL: 36/100 as of August 2026 (Bradford, FL: 44/100 one-to-four unit, 0/100 multifamily).
Bradford, FL ZIPs, June 2026 (Bradford, FL, 9 highest): score 0 (Bradford, FL), climate 81 (Bradford, FL): 32656; score 0 (Bradford, FL), climate 78 (Bradford, FL): 32666; score 0 (Bradford, FL), climate 45 (Bradford, FL): 32091, 32622; score 0 (Bradford, FL), climate 41 (Bradford, FL): 32044; score 0 (Bradford, FL), climate 36 (Bradford, FL): 32058; score 0 (Bradford, FL), climate 28 (Bradford, FL): 32026; score 0 (Bradford, FL), climate 14 (Bradford, FL): 32054; score 0 (Bradford, FL), climate 12 (Bradford, FL): 32083.
DLRadar rescores Bradford, FL monthly; Bradford, FL readings join Bradford, FL foreclosure, lien and ownership parcels (Bradford, FL), so cost-squeezed Bradford, FL owners surface before listing.
Inside Florida, Bradford County ranks 41st of 67 counties for home-insurance distress at 91/100; Santa Rosa County (91/100) sits just above Bradford County, and Walton County (91/100) sits just below Bradford County.
Deterministic. Every Bradford County, FL signal traces to a public Bradford dataset (FEMA, NFIP, Census for Bradford, FL) · how insurance distress works in Bradford, FL · methodology
FAQ: Bradford County, FL insurance distress
What is the Bradford County, FL home-insurance-distress score?
Bradford, FL: 91/100 (HIGH), #92 of 3,222, #41 in Florida. FEMA hazard, Bradford, FL: 99/100; NFIP stress, Bradford, FL: 78/100; construction, Bradford, FL: 36/100; Bradford, FL rescores monthly.
Is Bradford County insurance distress getting better or worse (FL)?
Bradford, FL: 83 in March 2026; Bradford, FL: 91 in October 2026 (worse); Bradford, FL climate component 99; Bradford, FL NFIP claims score 78.
How many flood-insurance claims has Bradford County, FL had?
Bradford, FL: 4 NFIP claims, three years; Bradford, FL paid $170,498; per Bradford, FL claim $42,624; carriers reprice Bradford, FL against that record.
Which Bradford County ZIP codes carry the most insurance distress (FL)?
Bradford, FL, June 2026: 32656 at 0, 32666 at 0, 32091 at 0, 32622 at 0; Bradford, FL climate scores there: 81, 78, 45, 45.
Why does Bradford, FL insurance distress create sellers?
A Bradford, FL premium outruns the Bradford, FL budget; a carrier leaves Bradford, FL; Bradford, FL carrying cost passes plan; Bradford, FL owners sell while current; Bradford, FL insurance distress leads Bradford, FL foreclosure data.