Duval County, FL: Home-Insurance Distress & Forced-Sale Pressure
Duval County, FL: 94/100 (severe) home-insurance distress; Duval, FL band HIGH; Duval, FL #48 of 3,222 counties; Duval, FL #31 of 67 in Florida.
FEMA hazard, Duval, FL: 99/100; Duval, FL declarations, three years: 15; Duval, FL perils: 9 hurricane, 6 tropical-storm; Duval, FL five-year count 21 (severity 28.5); Duval, FL ten-year 21; hazard-weighted, Duval, FL: 63.0.
Declared incidents on the Duval, FL record: 2024 Hurricane 9; 2024 Tropical Storm 6 (Duval, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Duval, FL).
NFIP claims, Duval, FL, three years: 104; Duval, FL payouts $1,512,402; per Duval, FL claim $14,542; Duval, FL claim-stress 86/100.
Duval, FL monthly score rose, 91 (March 2026) to 94 (October 2026); Duval, FL by month: March 91, April 91, May 91, June 91 (Duval, FL), July 91, August 91, September 91, October 94.
Duval, FL components: climate 99, NFIP claims 86; Duval, FL retreat index 94.
Construction distress, Duval, FL: 43/100 as of August 2026 (Duval, FL: 52/100 one-to-four unit, 24/100 multifamily).
Duval, FL ZIPs, June 2026 (Duval, FL, 16 highest): score 0 (Duval, FL), climate 97 (Duval, FL): 32202, 32203, 32204, 32205, Duval, FL 32206, 32207, 32208, 32209, Duval, FL 32210, 32211, 32212, 32214, Duval, FL 32216, 32217, 32218, 32219.
DLRadar rescores Duval, FL monthly; Duval, FL readings join Duval, FL foreclosure, lien and ownership parcels (Duval, FL), so cost-squeezed Duval, FL owners surface before listing.
Inside Florida, Duval County ranks 31st of 67 counties for home-insurance distress at 94/100; Seminole County (94/100) sits just above Duval County, and Sumter County (94/100) sits just below Duval County.
Deterministic. Every Duval County, FL signal traces to a public Duval dataset (FEMA, NFIP, Census for Duval, FL) · how insurance distress works in Duval, FL · methodology
FAQ: Duval County, FL insurance distress
What is the Duval County, FL home-insurance-distress score?
Duval, FL: 94/100 (HIGH), #48 of 3,222, #31 in Florida. FEMA hazard, Duval, FL: 99/100; NFIP stress, Duval, FL: 86/100; construction, Duval, FL: 43/100; Duval, FL rescores monthly.
Is Duval County insurance distress getting better or worse (FL)?
Duval, FL: 91 in March 2026; Duval, FL: 94 in October 2026 (worse); Duval, FL climate component 99; Duval, FL NFIP claims score 86.
How many flood-insurance claims has Duval County, FL had?
Duval, FL: 104 NFIP claims, three years; Duval, FL paid $1,512,402; per Duval, FL claim $14,542; carriers reprice Duval, FL against that record.
Which Duval County ZIP codes carry the most insurance distress (FL)?
Duval, FL, June 2026: 32202 at 0, 32203 at 0, 32204 at 0, 32205 at 0; Duval, FL climate scores there: 97, 97, 97, 97.
Why does Duval, FL insurance distress create sellers?
A Duval, FL premium outruns the Duval, FL budget; a carrier leaves Duval, FL; Duval, FL carrying cost passes plan; Duval, FL owners sell while current; Duval, FL insurance distress leads Duval, FL foreclosure data.