Hardee County, FL: Home-Insurance Distress & Forced-Sale Pressure
Hardee County, FL: 80/100 (severe) home-insurance distress; Hardee, FL band MEDIUM; Hardee, FL #359 of 3,222 counties; Hardee, FL #57 of 67 in Florida.
FEMA hazard, Hardee, FL: 98/100; Hardee, FL declarations, three years: 12; Hardee, FL perils: 6 hurricane, 6 tropical-storm; Hardee, FL five-year count 18 (severity 24.0); Hardee, FL ten-year 18; hazard-weighted, Hardee, FL: 48.0.
Declared incidents on the Hardee, FL record: 2024 Tropical Storm 6; 2024 Hurricane 6 (Hardee, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Hardee, FL).
NFIP claims, Hardee, FL, three years: 1; Hardee, FL payouts $4,928; per Hardee, FL claim $4,928; Hardee, FL claim-stress 53/100.
Hardee, FL monthly score fell, 82 (March 2026) to 80 (October 2026); Hardee, FL by month: March 82, April 82, May 82, June 82 (Hardee, FL), July 82, August 82, September 82, October 80.
Hardee, FL components: climate 98, NFIP claims 53; Hardee, FL retreat index 80.
Construction distress, Hardee, FL: 14/100 as of August 2026 (Hardee, FL: 22/100 one-to-four unit, 19/100 multifamily).
Hardee, FL ZIPs, June 2026 (Hardee, FL, 4 highest): score 0 (Hardee, FL), climate 78 (Hardee, FL): 33834; score 0 (Hardee, FL), climate 69 (Hardee, FL): 33865, 33873, 33890.
DLRadar rescores Hardee, FL monthly; Hardee, FL readings join Hardee, FL foreclosure, lien and ownership parcels (Hardee, FL), so cost-squeezed Hardee, FL owners surface before listing.
Inside Florida, Hardee County ranks 57th of 67 counties for home-insurance distress at 80/100; Union County (82/100) sits just above Hardee County, and Hendry County (69/100) sits just below Hardee County.
Deterministic. Every Hardee County, FL signal traces to a public Hardee dataset (FEMA, NFIP, Census for Hardee, FL) · how insurance distress works in Hardee, FL · methodology
FAQ: Hardee County, FL insurance distress
What is the Hardee County, FL home-insurance-distress score?
Hardee, FL: 80/100 (MEDIUM), #359 of 3,222, #57 in Florida. FEMA hazard, Hardee, FL: 98/100; NFIP stress, Hardee, FL: 53/100; construction, Hardee, FL: 14/100; Hardee, FL rescores monthly.
Is Hardee County insurance distress getting better or worse (FL)?
Hardee, FL: 82 in March 2026; Hardee, FL: 80 in October 2026 (better); Hardee, FL climate component 98; Hardee, FL NFIP claims score 53.
How many flood-insurance claims has Hardee County, FL had?
Hardee, FL: 1 NFIP claims, three years; Hardee, FL paid $4,928; per Hardee, FL claim $4,928; carriers reprice Hardee, FL against that record.
Which Hardee County ZIP codes carry the most insurance distress (FL)?
Hardee, FL, June 2026: 33834 at 0, 33865 at 0, 33873 at 0, 33890 at 0; Hardee, FL climate scores there: 78, 69, 69, 69.
Why does Hardee, FL insurance distress create sellers?
A Hardee, FL premium outruns the Hardee, FL budget; a carrier leaves Hardee, FL; Hardee, FL carrying cost passes plan; Hardee, FL owners sell while current; Hardee, FL insurance distress leads Hardee, FL foreclosure data.