Jefferson County, FL: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, FL: 50/100 (elevated) home-insurance distress; Jefferson, FL band MEDIUM; Jefferson, FL #1,082 of 3,222 counties; Jefferson, FL #63 of 67 in Florida; raw Jefferson, FL 59.3; Jefferson, FL coverage multiplier 0.85.
FEMA hazard, Jefferson, FL: 99/100; Jefferson, FL declarations, three years: 18; Jefferson, FL perils: 3 hurricane, 12 tropical-storm, 3 severe-storm; Jefferson, FL five-year count 21 (severity 28.5); Jefferson, FL ten-year 21; hazard-weighted, Jefferson, FL: 54.0.
Declared incidents on the Jefferson, FL record: 2026 Tropical Storm 2; 2024 Tropical Storm 6 (Jefferson, FL); 2024 Severe Storm 2; 2024 Hurricane 2 (Jefferson, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Jefferson, FL).
NFIP claims, Jefferson, FL, three years: none; Jefferson, FL claim-stress 0/100.
Jefferson, FL monthly score: 50 in every month from March 2026 (Jefferson, FL) through October 2026.
Jefferson, FL components: climate 99; Jefferson, FL retreat index 50; Jefferson, FL climate multiplier 0.85.
Construction distress, Jefferson, FL: 6/100 as of August 2026 (Jefferson, FL: 6/100 one-to-four unit, 0/100 multifamily).
Jefferson, FL ZIPs, June 2026 (Jefferson, FL, 5 highest): score 0 (Jefferson, FL), climate 46 (Jefferson, FL): 32336; score 0 (Jefferson, FL), climate 44 (Jefferson, FL): 32331; score 0 (Jefferson, FL), climate 31 (Jefferson, FL): 32337, 32344, 32361.
DLRadar rescores Jefferson, FL monthly; Jefferson, FL readings join Jefferson, FL foreclosure, lien and ownership parcels (Jefferson, FL), so cost-squeezed Jefferson, FL owners surface before listing.
Inside Florida, Jefferson County ranks 63rd of 67 counties for home-insurance distress at 50/100; Glades County (65/100) sits just above Jefferson County, and Liberty County (50/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, FL signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, FL) · how insurance distress works in Jefferson, FL · methodology
FAQ: Jefferson County, FL insurance distress
What is the Jefferson County, FL home-insurance-distress score?
Jefferson, FL: 50/100 (MEDIUM), #1,082 of 3,222, #63 in Florida. FEMA hazard, Jefferson, FL: 99/100; NFIP stress, Jefferson, FL: 0/100; construction, Jefferson, FL: 6/100; Jefferson, FL rescores monthly.
Is Jefferson County insurance distress getting better or worse (FL)?
Jefferson, FL: 50 in March 2026; Jefferson, FL: 50 in October 2026 (unchanged); Jefferson, FL climate component 99.
Which Jefferson County ZIP codes carry the most insurance distress (FL)?
Jefferson, FL, June 2026: 32336 at 0, 32331 at 0, 32337 at 0, 32344 at 0; Jefferson, FL climate scores there: 46, 44, 31, 31.
Why does Jefferson, FL insurance distress create sellers?
A Jefferson, FL premium outruns the Jefferson, FL budget; a carrier leaves Jefferson, FL; Jefferson, FL carrying cost passes plan; Jefferson, FL owners sell while current; Jefferson, FL insurance distress leads Jefferson, FL foreclosure data.