Leon County, FL: Home-Insurance Distress & Forced-Sale Pressure
Leon County, FL: 95/100 (severe) home-insurance distress; Leon, FL band HIGH; Leon, FL #34 of 3,222 counties; Leon, FL #26 of 67 in Florida.
FEMA hazard, Leon, FL: 99/100; Leon, FL declarations, three years: 18; Leon, FL perils: 3 hurricane, 12 tropical-storm, 3 severe-storm; Leon, FL five-year count 21 (severity 28.5); Leon, FL ten-year 21; hazard-weighted, Leon, FL: 54.0.
Declared incidents on the Leon, FL record: 2026 Tropical Storm 2; 2024 Tropical Storm 6 (Leon, FL); 2024 Severe Storm 2; 2024 Hurricane 2 (Leon, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Leon, FL).
NFIP claims, Leon, FL, three years: 54; Leon, FL payouts $1,494,357; per Leon, FL claim $27,673; Leon, FL claim-stress 89/100.
Leon, FL monthly score rose, 89 (March 2026) to 95 (October 2026); Leon, FL by month: March 89, April 89, May 88, June 88 (Leon, FL), July 88, August 88, September 88, October 95.
Leon, FL components: climate 99, NFIP claims 89; Leon, FL retreat index 95.
Construction distress, Leon, FL: 45/100 as of August 2026 (Leon, FL: 60/100 one-to-four unit, 35/100 multifamily).
Leon, FL ZIPs, June 2026 (Leon, FL, 14 highest): score 0 (Leon, FL), climate 94 (Leon, FL): 32301, 32303, 32304, 32305, Leon, FL 32306, 32307, 32308, 32309, Leon, FL 32310, 32311, 32312, 32313, Leon, FL 32317, 32399.
DLRadar rescores Leon, FL monthly; Leon, FL readings join Leon, FL foreclosure, lien and ownership parcels (Leon, FL), so cost-squeezed Leon, FL owners surface before listing.
Inside Florida, Leon County ranks 26th of 67 counties for home-insurance distress at 95/100; Palm Beach County (95/100) sits just above Leon County, and Flagler County (95/100) sits just below Leon County.
Deterministic. Every Leon County, FL signal traces to a public Leon dataset (FEMA, NFIP, Census for Leon, FL) · how insurance distress works in Leon, FL · methodology
FAQ: Leon County, FL insurance distress
What is the Leon County, FL home-insurance-distress score?
Leon, FL: 95/100 (HIGH), #34 of 3,222, #26 in Florida. FEMA hazard, Leon, FL: 99/100; NFIP stress, Leon, FL: 89/100; construction, Leon, FL: 45/100; Leon, FL rescores monthly.
Is Leon County insurance distress getting better or worse (FL)?
Leon, FL: 89 in March 2026; Leon, FL: 95 in October 2026 (worse); Leon, FL climate component 99; Leon, FL NFIP claims score 89.
How many flood-insurance claims has Leon County, FL had?
Leon, FL: 54 NFIP claims, three years; Leon, FL paid $1,494,357; per Leon, FL claim $27,673; carriers reprice Leon, FL against that record.
Which Leon County ZIP codes carry the most insurance distress (FL)?
Leon, FL, June 2026: 32301 at 0, 32303 at 0, 32304 at 0, 32305 at 0; Leon, FL climate scores there: 94, 94, 94, 94.
Why does Leon, FL insurance distress create sellers?
A Leon, FL premium outruns the Leon, FL budget; a carrier leaves Leon, FL; Leon, FL carrying cost passes plan; Leon, FL owners sell while current; Leon, FL insurance distress leads Leon, FL foreclosure data.