Palm Beach County, FL: Home-Insurance Distress & Forced-Sale Pressure
Palm Beach County, FL: 95/100 (severe) home-insurance distress; Palm Beach, FL band HIGH; Palm Beach, FL #32 of 3,222 counties; Palm Beach, FL #34 of 67 in Florida; raw Palm Beach, FL 92.2.
FEMA hazard, Palm Beach, FL: 96/100; Palm Beach, FL declarations, three years: 4; Palm Beach, FL perils: 6 hurricane; Palm Beach, FL five-year count 6 (severity 9.0); Palm Beach, FL ten-year 6; hazard-weighted, Palm Beach, FL: 20.0.
Declared incidents on the Palm Beach, FL record: 2024 Hurricane 6 (Palm Beach, FL).
NFIP claims, Palm Beach, FL, three years: 160; Palm Beach, FL payouts $7,460,232; per Palm Beach, FL claim $46,626; Palm Beach, FL claim-stress 95/100.
Palm Beach, FL monthly score rose, 91 (March 2026) to 95 (October 2026); Palm Beach, FL by month: March 91, April 91, May 91, June 91 (Palm Beach, FL), July 93, August 91, September 93, October 95.
Palm Beach, FL components: climate 95, NFIP claims 95; Palm Beach, FL retreat index 95.
Construction distress, Palm Beach, FL: 4/100 as of August 2026 (Palm Beach, FL: 25/100 one-to-four unit, 0/100 multifamily).
Palm Beach, FL ZIPs, June 2026 (Palm Beach, FL, 16 highest): score 0 (Palm Beach, FL), climate 99 (Palm Beach, FL): 33401, 33403, 33404, 33405, Palm Beach, FL 33406, 33407, 33408, 33409, Palm Beach, FL 33410, 33411, 33412, 33413, Palm Beach, FL 33414, 33415, 33417, 33418.
DLRadar rescores Palm Beach, FL monthly; Palm Beach, FL readings join Palm Beach, FL foreclosure, lien and ownership parcels (Palm Beach, FL), so cost-squeezed Palm Beach, FL owners surface before listing.
Inside Florida, Palm Beach County ranks 25th of 67 counties for home-insurance distress at 95/100; Indian River County (95/100) sits just above Palm Beach County, and Leon County (95/100) sits just below Palm Beach County.
Deterministic. Every Palm Beach County, FL signal traces to a public Palm Beach dataset (FEMA, NFIP, Census for Palm Beach, FL) · how insurance distress works in Palm Beach, FL · methodology
FAQ: Palm Beach County, FL insurance distress
What is the Palm Beach County, FL home-insurance-distress score?
Palm Beach, FL: 95/100 (HIGH), #32 of 3,222, #34 in Florida. FEMA hazard, Palm Beach, FL: 96/100; NFIP stress, Palm Beach, FL: 95/100; construction, Palm Beach, FL: 4/100; Palm Beach, FL rescores monthly.
Is Palm Beach County insurance distress getting better or worse (FL)?
Palm Beach, FL: 91 in March 2026; Palm Beach, FL: 95 in October 2026 (worse); Palm Beach, FL climate component 95; Palm Beach, FL NFIP claims score 95.
How many flood-insurance claims has Palm Beach County, FL had?
Palm Beach, FL: 160 NFIP claims, three years; Palm Beach, FL paid $7,460,232; per Palm Beach, FL claim $46,626; carriers reprice Palm Beach, FL against that record.
Which Palm Beach County ZIP codes carry the most insurance distress (FL)?
Palm Beach, FL, June 2026: 33401 at 0, 33403 at 0, 33404 at 0, 33405 at 0; Palm Beach, FL climate scores there: 99, 99, 99, 99.
Why does Palm Beach, FL insurance distress create sellers?
A Palm Beach, FL premium outruns the Palm Beach, FL budget; a carrier leaves Palm Beach, FL; Palm Beach, FL carrying cost passes plan; Palm Beach, FL owners sell while current; Palm Beach, FL insurance distress leads Palm Beach, FL foreclosure data.