Wakulla County, FL: Home-Insurance Distress & Forced-Sale Pressure
Wakulla County, FL: 95/100 (severe) home-insurance distress; Wakulla, FL band HIGH; Wakulla, FL #41 of 3,222 counties; Wakulla, FL #28 of 67 in Florida.
FEMA hazard, Wakulla, FL: 99/100; Wakulla, FL declarations, three years: 18; Wakulla, FL perils: 3 hurricane, 12 tropical-storm, 3 severe-storm; Wakulla, FL five-year count 21 (severity 28.5); Wakulla, FL ten-year 21; hazard-weighted, Wakulla, FL: 54.0.
Declared incidents on the Wakulla, FL record: 2026 Tropical Storm 3; 2024 Tropical Storm 9 (Wakulla, FL); 2024 Severe Storm 3; 2024 Hurricane 3 (Wakulla, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Wakulla, FL).
NFIP claims, Wakulla, FL, three years: 29; Wakulla, FL payouts $885,241; per Wakulla, FL claim $30,526; Wakulla, FL claim-stress 88/100.
Wakulla, FL monthly score rose, 90 (March 2026) to 94 (October 2026); Wakulla, FL by month: March 90, April 90, May 90, June 90 (Wakulla, FL), July 90, August 90, September 90, October 94.
Wakulla, FL components: climate 99, NFIP claims 88; Wakulla, FL retreat index 94.
Construction distress, Wakulla, FL: 70/100 as of August 2026 (Wakulla, FL: 70/100 one-to-four unit, 0/100 multifamily).
Wakulla, FL ZIPs, June 2026 (Wakulla, FL, 4 highest): score 0 (Wakulla, FL), climate 53 (Wakulla, FL): 32327, 32355; score 0 (Wakulla, FL), climate 51 (Wakulla, FL): 32358; score 0 (Wakulla, FL), climate 48 (Wakulla, FL): 32346.
DLRadar rescores Wakulla, FL monthly; Wakulla, FL readings join Wakulla, FL foreclosure, lien and ownership parcels (Wakulla, FL), so cost-squeezed Wakulla, FL owners surface before listing.
Inside Florida, Wakulla County ranks 28th of 67 counties for home-insurance distress at 95/100; Flagler County (95/100) sits just above Wakulla County, and Franklin County (94/100) sits just below Wakulla County.
Deterministic. Every Wakulla County, FL signal traces to a public Wakulla dataset (FEMA, NFIP, Census for Wakulla, FL) · how insurance distress works in Wakulla, FL · methodology
FAQ: Wakulla County, FL insurance distress
What is the Wakulla County, FL home-insurance-distress score?
Wakulla, FL: 95/100 (HIGH), #41 of 3,222, #28 in Florida. FEMA hazard, Wakulla, FL: 99/100; NFIP stress, Wakulla, FL: 88/100; construction, Wakulla, FL: 70/100; Wakulla, FL rescores monthly.
Is Wakulla County insurance distress getting better or worse (FL)?
Wakulla, FL: 90 in March 2026; Wakulla, FL: 94 in October 2026 (worse); Wakulla, FL climate component 99; Wakulla, FL NFIP claims score 88.
How many flood-insurance claims has Wakulla County, FL had?
Wakulla, FL: 29 NFIP claims, three years; Wakulla, FL paid $885,241; per Wakulla, FL claim $30,526; carriers reprice Wakulla, FL against that record.
Which Wakulla County ZIP codes carry the most insurance distress (FL)?
Wakulla, FL, June 2026: 32327 at 0, 32355 at 0, 32358 at 0, 32346 at 0; Wakulla, FL climate scores there: 53, 53, 51, 48.
Why does Wakulla, FL insurance distress create sellers?
A Wakulla, FL premium outruns the Wakulla, FL budget; a carrier leaves Wakulla, FL; Wakulla, FL carrying cost passes plan; Wakulla, FL owners sell while current; Wakulla, FL insurance distress leads Wakulla, FL foreclosure data.