Berrien County, GA: Home-Insurance Distress & Forced-Sale Pressure
Berrien County, GA: 87/100 (severe) home-insurance distress; Berrien, GA band HIGH; Berrien, GA #167 of 3,222 counties; Berrien, GA #21 of 159 in Georgia; raw Berrien, GA 86.3.
FEMA hazard, Berrien, GA: 97/100; Berrien, GA declarations, three years: 8; Berrien, GA perils: 3 hurricane, 6 tropical-storm; Berrien, GA five-year count 15 (severity 21.0); Berrien, GA ten-year 15; hazard-weighted, Berrien, GA: 28.0.
Declared incidents on the Berrien, GA record: 2024 Tropical Storm 9; 2024 Hurricane 3 (Berrien, GA); 2023 Hurricane 1 (Berrien, GA).
NFIP claims, Berrien, GA, three years: 3; Berrien, GA payouts $83,213; per Berrien, GA claim $27,738; Berrien, GA claim-stress 73/100.
Berrien, GA monthly score fell, 88 (March 2026) to 87 (October 2026); Berrien, GA by month: March 88, April 88, May 88, June 88 (Berrien, GA), July 87, August 87, September 88, October 87.
Berrien, GA components: climate 97, NFIP claims 73; Berrien, GA retreat index 87.
Construction distress, Berrien, GA: 28/100 as of August 2026 (Berrien, GA: 37/100 one-to-four unit, 8/100 multifamily).
Berrien, GA ZIPs, June 2026 (Berrien, GA, 6 highest): score 0 (Berrien, GA), climate 53 (Berrien, GA): 31794; score 0 (Berrien, GA), climate 40 (Berrien, GA): 31637; score 0 (Berrien, GA), climate 34 (Berrien, GA): 31622, 31639, 31645; score 0 (Berrien, GA), climate 33 (Berrien, GA): 31749.
DLRadar rescores Berrien, GA monthly; Berrien, GA readings join Berrien, GA foreclosure, lien and ownership parcels (Berrien, GA), so cost-squeezed Berrien, GA owners surface before listing.
Inside Georgia, Berrien County ranks 30th of 159 counties for home-insurance distress at 87/100; Rockdale County (87/100) sits just above Berrien County, and Lamar County (87/100) sits just below Berrien County.
Deterministic. Every Berrien County, GA signal traces to a public Berrien dataset (FEMA, NFIP, Census for Berrien, GA) · how insurance distress works in Berrien, GA · methodology
FAQ: Berrien County, GA insurance distress
What is the Berrien County, GA home-insurance-distress score?
Berrien, GA: 87/100 (HIGH), #167 of 3,222, #21 in Georgia. FEMA hazard, Berrien, GA: 97/100; NFIP stress, Berrien, GA: 73/100; construction, Berrien, GA: 28/100; Berrien, GA rescores monthly.
Is Berrien County insurance distress getting better or worse (GA)?
Berrien, GA: 88 in March 2026; Berrien, GA: 87 in October 2026 (better); Berrien, GA climate component 97; Berrien, GA NFIP claims score 73.
How many flood-insurance claims has Berrien County, GA had?
Berrien, GA: 3 NFIP claims, three years; Berrien, GA paid $83,213; per Berrien, GA claim $27,738; carriers reprice Berrien, GA against that record.
Which Berrien County ZIP codes carry the most insurance distress (GA)?
Berrien, GA, June 2026: 31794 at 0, 31637 at 0, 31622 at 0, 31639 at 0; Berrien, GA climate scores there: 53, 40, 34, 34.
Why does Berrien, GA insurance distress create sellers?
A Berrien, GA premium outruns the Berrien, GA budget; a carrier leaves Berrien, GA; Berrien, GA carrying cost passes plan; Berrien, GA owners sell while current; Berrien, GA insurance distress leads Berrien, GA foreclosure data.