Brooks County, GA: Home-Insurance Distress & Forced-Sale Pressure
Brooks County, GA: 88/100 (severe) home-insurance distress; Brooks, GA band HIGH; Brooks, GA #141 of 3,222 counties; Brooks, GA #26 of 159 in Georgia.
FEMA hazard, Brooks, GA: 97/100; Brooks, GA declarations, three years: 12; Brooks, GA perils: 3 hurricane, 9 tropical-storm; Brooks, GA five-year count 15 (severity 21.0); Brooks, GA ten-year 15; hazard-weighted, Brooks, GA: 42.0.
Declared incidents on the Brooks, GA record: 2024 Tropical Storm 6; 2024 Hurricane 2 (Brooks, GA); 2023 Hurricane 1 (Brooks, GA).
NFIP claims, Brooks, GA, three years: 1; Brooks, GA payouts $221,578; per Brooks, GA claim $221,578; Brooks, GA claim-stress 75/100.
Brooks, GA monthly score fell, 89 (March 2026) to 88 (October 2026); Brooks, GA by month: March 89, April 89, May 89, June 89 (Brooks, GA), July 88, August 88, September 88, October 88.
Brooks, GA components: climate 97, NFIP claims 75; Brooks, GA retreat index 88.
Construction distress, Brooks, GA: 44/100 as of August 2026 (Brooks, GA: 40/100 one-to-four unit, 27/100 multifamily).
Brooks, GA ZIPs, June 2026 (Brooks, GA, 10 highest): score 0 (Brooks, GA), climate 72 (Brooks, GA): 31601; score 0 (Brooks, GA), climate 65 (Brooks, GA): 31788; score 0 (Brooks, GA), climate 61 (Brooks, GA): 31626; score 0 (Brooks, GA), climate 58 (Brooks, GA): 31602; score 0 (Brooks, GA), climate 46 (Brooks, GA): 31778; score 0 (Brooks, GA), climate 37 (Brooks, GA): 31720; score 0 (Brooks, GA), climate 35 (Brooks, GA): 31625, 31629, 31638, 31643.
DLRadar rescores Brooks, GA monthly; Brooks, GA readings join Brooks, GA foreclosure, lien and ownership parcels (Brooks, GA), so cost-squeezed Brooks, GA owners surface before listing.
Inside Georgia, Brooks County ranks 26th of 159 counties for home-insurance distress at 88/100; Henry County (88/100) sits just above Brooks County, and Lumpkin County (88/100) sits just below Brooks County.
Deterministic. Every Brooks County, GA signal traces to a public Brooks dataset (FEMA, NFIP, Census for Brooks, GA) · how insurance distress works in Brooks, GA · methodology
FAQ: Brooks County, GA insurance distress
What is the Brooks County, GA home-insurance-distress score?
Brooks, GA: 88/100 (HIGH), #141 of 3,222, #26 in Georgia. FEMA hazard, Brooks, GA: 97/100; NFIP stress, Brooks, GA: 75/100; construction, Brooks, GA: 44/100; Brooks, GA rescores monthly.
Is Brooks County insurance distress getting better or worse (GA)?
Brooks, GA: 89 in March 2026; Brooks, GA: 88 in October 2026 (better); Brooks, GA climate component 97; Brooks, GA NFIP claims score 75.
How many flood-insurance claims has Brooks County, GA had?
Brooks, GA: 1 NFIP claims, three years; Brooks, GA paid $221,578; per Brooks, GA claim $221,578; carriers reprice Brooks, GA against that record.
Which Brooks County ZIP codes carry the most insurance distress (GA)?
Brooks, GA, June 2026: 31601 at 0, 31788 at 0, 31626 at 0, 31602 at 0; Brooks, GA climate scores there: 72, 65, 61, 58.
Why does Brooks, GA insurance distress create sellers?
A Brooks, GA premium outruns the Brooks, GA budget; a carrier leaves Brooks, GA; Brooks, GA carrying cost passes plan; Brooks, GA owners sell while current; Brooks, GA insurance distress leads Brooks, GA foreclosure data.