Carroll County, GA: Home-Insurance Distress & Forced-Sale Pressure
Carroll County, GA: 76/100 (severe) home-insurance distress; Carroll, GA band MEDIUM; Carroll, GA #470 of 3,222 counties; Carroll, GA #78 of 159 in Georgia.
FEMA hazard, Carroll, GA: 90/100; Carroll, GA declarations, three years: 9; Carroll, GA perils: 6 tropical-storm; Carroll, GA five-year count 6 (severity 10.5); Carroll, GA ten-year 6; hazard-weighted, Carroll, GA: 18.0.
Declared incidents on the Carroll, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Carroll, GA); 2024 Tropical Storm 3 (Carroll, GA).
NFIP claims, Carroll, GA, three years: 2; Carroll, GA payouts $5,270; per Carroll, GA claim $2,635; Carroll, GA claim-stress 56/100.
Carroll, GA monthly score rose, 66 (March 2026) to 75 (October 2026); Carroll, GA by month: March 66, April 66, May 65, June 65 (Carroll, GA), July 63, August 62, September 62, October 75.
Carroll, GA components: climate 88, NFIP claims 56; Carroll, GA retreat index 75.
Construction distress, Carroll, GA: 3/100 as of August 2026 (Carroll, GA: 40/100 one-to-four unit, 0/100 multifamily).
Carroll, GA ZIPs, June 2026 (Carroll, GA, 11 highest): score 0 (Carroll, GA), climate 72 (Carroll, GA): 30116, 30117, 30118, 30180, Carroll, GA 30185; score 0 (Carroll, GA), climate 71 (Carroll, GA): 30187; score 0 (Carroll, GA), climate 70 (Carroll, GA): 30108; score 0 (Carroll, GA), climate 63 (Carroll, GA): 30179; score 0 (Carroll, GA), climate 55 (Carroll, GA): 30182; score 0 (Carroll, GA), climate 42 (Carroll, GA): 30170; score 0 (Carroll, GA), climate 31 (Carroll, GA): 30110.
DLRadar rescores Carroll, GA monthly; Carroll, GA readings join Carroll, GA foreclosure, lien and ownership parcels (Carroll, GA), so cost-squeezed Carroll, GA owners surface before listing.
Inside Georgia, Carroll County ranks 78th of 159 counties for home-insurance distress at 76/100; Johnson County (77/100) sits just above Carroll County, and Troup County (75/100) sits just below Carroll County.
Deterministic. Every Carroll County, GA signal traces to a public Carroll dataset (FEMA, NFIP, Census for Carroll, GA) · how insurance distress works in Carroll, GA · methodology
FAQ: Carroll County, GA insurance distress
What is the Carroll County, GA home-insurance-distress score?
Carroll, GA: 76/100 (MEDIUM), #470 of 3,222, #78 in Georgia. FEMA hazard, Carroll, GA: 90/100; NFIP stress, Carroll, GA: 56/100; construction, Carroll, GA: 3/100; Carroll, GA rescores monthly.
Is Carroll County insurance distress getting better or worse (GA)?
Carroll, GA: 66 in March 2026; Carroll, GA: 75 in October 2026 (worse); Carroll, GA climate component 88; Carroll, GA NFIP claims score 56.
How many flood-insurance claims has Carroll County, GA had?
Carroll, GA: 2 NFIP claims, three years; Carroll, GA paid $5,270; per Carroll, GA claim $2,635; carriers reprice Carroll, GA against that record.
Which Carroll County ZIP codes carry the most insurance distress (GA)?
Carroll, GA, June 2026: 30116 at 0, 30117 at 0, 30118 at 0, 30180 at 0; Carroll, GA climate scores there: 72, 72, 72, 72.
Why does Carroll, GA insurance distress create sellers?
A Carroll, GA premium outruns the Carroll, GA budget; a carrier leaves Carroll, GA; Carroll, GA carrying cost passes plan; Carroll, GA owners sell while current; Carroll, GA insurance distress leads Carroll, GA foreclosure data.