Clinch County, GA: Home-Insurance Distress & Forced-Sale Pressure
Clinch County, GA: 50/100 (elevated) home-insurance distress; Clinch, GA band MEDIUM; Clinch, GA #1,091 of 3,222 counties; Clinch, GA #94 of 159 in Georgia; raw Clinch, GA 58.8; Clinch, GA coverage multiplier 0.85.
FEMA hazard, Clinch, GA: 98/100; Clinch, GA declarations, three years: 15; Clinch, GA perils: 3 hurricane, 9 tropical-storm, 3 fire; Clinch, GA five-year count 15 (severity 21.0); Clinch, GA ten-year 15; hazard-weighted, Clinch, GA: 48.0.
Declared incidents on the Clinch, GA record: 2026 Fire 3; 2024 Tropical Storm 9 (Clinch, GA); 2024 Hurricane 3; 2023 Hurricane 1 (Clinch, GA).
NFIP claims, Clinch, GA, three years: none; Clinch, GA claim-stress 0/100.
Clinch, GA monthly score rose, 49 (March 2026) to 50 (October 2026); Clinch, GA by month: March 49, April 49, May 50, June 50 (Clinch, GA), July 49, August 50, September 50, October 50.
Clinch, GA components: climate 98; Clinch, GA retreat index 50; Clinch, GA climate multiplier 0.85.
Construction distress, Clinch, GA: 35/100 as of August 2026 (Clinch, GA: 35/100 one-to-four unit, 31/100 multifamily).
Clinch, GA ZIPs, June 2026 (Clinch, GA, 7 highest): score 0 (Clinch, GA), climate 44 (Clinch, GA): 31550; score 0 (Clinch, GA), climate 16 (Clinch, GA): 31623, 31634; score 0 (Clinch, GA), climate 13 (Clinch, GA): 31630; score 0 (Clinch, GA), climate 9 (Clinch, GA): 31642; score 0 (Clinch, GA), climate 8 (Clinch, GA): 31631; score 0 (Clinch, GA), climate 7 (Clinch, GA): 31635.
DLRadar rescores Clinch, GA monthly; Clinch, GA readings join Clinch, GA foreclosure, lien and ownership parcels (Clinch, GA), so cost-squeezed Clinch, GA owners surface before listing.
Inside Georgia, Clinch County ranks 94th of 159 counties for home-insurance distress at 50/100; Thomas County (50/100) sits just above Clinch County, and Atkinson County (49/100) sits just below Clinch County.
Deterministic. Every Clinch County, GA signal traces to a public Clinch dataset (FEMA, NFIP, Census for Clinch, GA) · how insurance distress works in Clinch, GA · methodology
FAQ: Clinch County, GA insurance distress
What is the Clinch County, GA home-insurance-distress score?
Clinch, GA: 50/100 (MEDIUM), #1,091 of 3,222, #94 in Georgia. FEMA hazard, Clinch, GA: 98/100; NFIP stress, Clinch, GA: 0/100; construction, Clinch, GA: 35/100; Clinch, GA rescores monthly.
Is Clinch County insurance distress getting better or worse (GA)?
Clinch, GA: 49 in March 2026; Clinch, GA: 50 in October 2026 (worse); Clinch, GA climate component 98.
Which Clinch County ZIP codes carry the most insurance distress (GA)?
Clinch, GA, June 2026: 31550 at 0, 31623 at 0, 31634 at 0, 31630 at 0; Clinch, GA climate scores there: 44, 16, 16, 13.
Why does Clinch, GA insurance distress create sellers?
A Clinch, GA premium outruns the Clinch, GA budget; a carrier leaves Clinch, GA; Clinch, GA carrying cost passes plan; Clinch, GA owners sell while current; Clinch, GA insurance distress leads Clinch, GA foreclosure data.