Coffee County, GA: Home-Insurance Distress & Forced-Sale Pressure
Coffee County, GA: 90/100 (severe) home-insurance distress; Coffee, GA band HIGH; Coffee, GA #108 of 3,222 counties; Coffee, GA #13 of 159 in Georgia; raw Coffee, GA 88.8.
FEMA hazard, Coffee, GA: 97/100; Coffee, GA declarations, three years: 8; Coffee, GA perils: 3 hurricane, 6 tropical-storm; Coffee, GA five-year count 15 (severity 21.0); Coffee, GA ten-year 15; hazard-weighted, Coffee, GA: 28.0.
Declared incidents on the Coffee, GA record: 2024 Tropical Storm 9; 2024 Hurricane 3 (Coffee, GA); 2023 Hurricane 1 (Coffee, GA).
NFIP claims, Coffee, GA, three years: 5; Coffee, GA payouts $176,474; per Coffee, GA claim $35,295; Coffee, GA claim-stress 79/100.
Coffee, GA monthly score rose, 81 (March 2026) to 90 (October 2026); Coffee, GA by month: March 81, April 81, May 80, June 80 (Coffee, GA), July 79, August 80, September 80, October 90.
Coffee, GA components: climate 97, NFIP claims 79; Coffee, GA retreat index 90.
Construction distress, Coffee, GA: 42/100 as of August 2026 (Coffee, GA: 35/100 one-to-four unit, 67/100 multifamily).
Coffee, GA ZIPs, June 2026 (Coffee, GA, 10 highest): score 0 (Coffee, GA), climate 55 (Coffee, GA): 31512, 31533, 31535, 31567; score 0 (Coffee, GA), climate 52 (Coffee, GA): 31519; score 0 (Coffee, GA), climate 44 (Coffee, GA): 31552, 31554; score 0 (Coffee, GA), climate 29 (Coffee, GA): 31798; score 0 (Coffee, GA), climate 23 (Coffee, GA): 31650; score 0 (Coffee, GA), climate 13 (Coffee, GA): 31624.
DLRadar rescores Coffee, GA monthly; Coffee, GA readings join Coffee, GA foreclosure, lien and ownership parcels (Coffee, GA), so cost-squeezed Coffee, GA owners surface before listing.
Inside Georgia, Coffee County ranks 18th of 159 counties for home-insurance distress at 90/100; Newton County (90/100) sits just above Coffee County, and Clayton County (90/100) sits just below Coffee County.
Deterministic. Every Coffee County, GA signal traces to a public Coffee dataset (FEMA, NFIP, Census for Coffee, GA) · how insurance distress works in Coffee, GA · methodology
FAQ: Coffee County, GA insurance distress
What is the Coffee County, GA home-insurance-distress score?
Coffee, GA: 90/100 (HIGH), #108 of 3,222, #13 in Georgia. FEMA hazard, Coffee, GA: 97/100; NFIP stress, Coffee, GA: 79/100; construction, Coffee, GA: 42/100; Coffee, GA rescores monthly.
Is Coffee County insurance distress getting better or worse (GA)?
Coffee, GA: 81 in March 2026; Coffee, GA: 90 in October 2026 (worse); Coffee, GA climate component 97; Coffee, GA NFIP claims score 79.
How many flood-insurance claims has Coffee County, GA had?
Coffee, GA: 5 NFIP claims, three years; Coffee, GA paid $176,474; per Coffee, GA claim $35,295; carriers reprice Coffee, GA against that record.
Which Coffee County ZIP codes carry the most insurance distress (GA)?
Coffee, GA, June 2026: 31512 at 0, 31533 at 0, 31535 at 0, 31567 at 0; Coffee, GA climate scores there: 55, 55, 55, 55.
Why does Coffee, GA insurance distress create sellers?
A Coffee, GA premium outruns the Coffee, GA budget; a carrier leaves Coffee, GA; Coffee, GA carrying cost passes plan; Coffee, GA owners sell while current; Coffee, GA insurance distress leads Coffee, GA foreclosure data.