Cook County, GA: Home-Insurance Distress & Forced-Sale Pressure
Cook County, GA: 80/100 (severe) home-insurance distress; Cook, GA band MEDIUM; Cook, GA #361 of 3,222 counties; Cook, GA #64 of 159 in Georgia.
FEMA hazard, Cook, GA: 97/100; Cook, GA declarations, three years: 12; Cook, GA perils: 3 hurricane, 9 tropical-storm; Cook, GA five-year count 15 (severity 21.0); Cook, GA ten-year 15; hazard-weighted, Cook, GA: 42.0.
Declared incidents on the Cook, GA record: 2024 Tropical Storm 9; 2024 Hurricane 3 (Cook, GA); 2023 Hurricane 1 (Cook, GA).
NFIP claims, Cook, GA, three years: 1; Cook, GA payouts $7,290; per Cook, GA claim $7,290; Cook, GA claim-stress 54/100.
Cook, GA monthly score fell, 82 (March 2026) to 80 (October 2026); Cook, GA by month: March 82, April 82, May 81, June 81 (Cook, GA), July 80, August 81, September 81, October 80.
Cook, GA components: climate 97, NFIP claims 54; Cook, GA retreat index 80.
Construction distress, Cook, GA: 32/100 as of August 2026 (Cook, GA: 4/100 one-to-four unit, 61/100 multifamily).
Cook, GA ZIPs, June 2026 (Cook, GA, 5 highest): score 0 (Cook, GA), climate 64 (Cook, GA): 31632; score 0 (Cook, GA), climate 40 (Cook, GA): 31637; score 0 (Cook, GA), climate 32 (Cook, GA): 31620, 31627, 31647.
DLRadar rescores Cook, GA monthly; Cook, GA readings join Cook, GA foreclosure, lien and ownership parcels (Cook, GA), so cost-squeezed Cook, GA owners surface before listing.
Inside Georgia, Cook County ranks 64th of 159 counties for home-insurance distress at 80/100; Cherokee County (80/100) sits just above Cook County, and Douglas County (80/100) sits just below Cook County.
Deterministic. Every Cook County, GA signal traces to a public Cook dataset (FEMA, NFIP, Census for Cook, GA) · how insurance distress works in Cook, GA · methodology
FAQ: Cook County, GA insurance distress
What is the Cook County, GA home-insurance-distress score?
Cook, GA: 80/100 (MEDIUM), #361 of 3,222, #64 in Georgia. FEMA hazard, Cook, GA: 97/100; NFIP stress, Cook, GA: 54/100; construction, Cook, GA: 32/100; Cook, GA rescores monthly.
Is Cook County insurance distress getting better or worse (GA)?
Cook, GA: 82 in March 2026; Cook, GA: 80 in October 2026 (better); Cook, GA climate component 97; Cook, GA NFIP claims score 54.
How many flood-insurance claims has Cook County, GA had?
Cook, GA: 1 NFIP claims, three years; Cook, GA paid $7,290; per Cook, GA claim $7,290; carriers reprice Cook, GA against that record.
Which Cook County ZIP codes carry the most insurance distress (GA)?
Cook, GA, June 2026: 31632 at 0, 31637 at 0, 31620 at 0, 31627 at 0; Cook, GA climate scores there: 64, 40, 32, 32.
Why does Cook, GA insurance distress create sellers?
A Cook, GA premium outruns the Cook, GA budget; a carrier leaves Cook, GA; Cook, GA carrying cost passes plan; Cook, GA owners sell while current; Cook, GA insurance distress leads Cook, GA foreclosure data.