Dekalb County, GA: Home-Insurance Distress & Forced-Sale Pressure
Dekalb County, GA: 90/100 (severe) home-insurance distress; Dekalb, GA band HIGH; Dekalb, GA #100 of 3,222 counties; Dekalb, GA #15 of 159 in Georgia.
FEMA hazard, Dekalb, GA: 90/100; Dekalb, GA declarations, three years: 9; Dekalb, GA perils: 6 tropical-storm; Dekalb, GA five-year count 6 (severity 10.5); Dekalb, GA ten-year 6; hazard-weighted, Dekalb, GA: 18.0.
Declared incidents on the Dekalb, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Dekalb, GA); 2024 Tropical Storm 3 (Dekalb, GA).
NFIP claims, Dekalb, GA, three years: 109; Dekalb, GA payouts $2,781,538; per Dekalb, GA claim $25,519; Dekalb, GA claim-stress 91/100.
Dekalb, GA monthly score rose, 80 (March 2026) to 89 (October 2026); Dekalb, GA by month: March 80, April 80, May 78, June 78 (Dekalb, GA), July 75, August 75, September 74, October 89.
Dekalb, GA components: climate 88, NFIP claims 91; Dekalb, GA retreat index 89.
Construction distress, Dekalb, GA: 33/100 as of August 2026 (Dekalb, GA: 58/100 one-to-four unit, 7/100 multifamily).
Dekalb, GA ZIPs, June 2026 (Dekalb, GA, 16 highest): score 0 (Dekalb, GA), climate 96 (Dekalb, GA): 30039, 30315, 30324, 30350; score 0 (Dekalb, GA), climate 95 (Dekalb, GA): 30087, 30306, 30307, 30316, Dekalb, GA 30360; score 0 (Dekalb, GA), climate 94 (Dekalb, GA): 30002, 30021, 30030, 30032, Dekalb, GA 30033, 30034, 30035.
DLRadar rescores Dekalb, GA monthly; Dekalb, GA readings join Dekalb, GA foreclosure, lien and ownership parcels (Dekalb, GA), so cost-squeezed Dekalb, GA owners surface before listing.
Inside Georgia, Dekalb County ranks 15th of 159 counties for home-insurance distress at 90/100; Whitfield County (90/100) sits just above Dekalb County, and Screven County (90/100) sits just below Dekalb County.
Deterministic. Every Dekalb County, GA signal traces to a public Dekalb dataset (FEMA, NFIP, Census for Dekalb, GA) · how insurance distress works in Dekalb, GA · methodology
FAQ: Dekalb County, GA insurance distress
What is the Dekalb County, GA home-insurance-distress score?
Dekalb, GA: 90/100 (HIGH), #100 of 3,222, #15 in Georgia. FEMA hazard, Dekalb, GA: 90/100; NFIP stress, Dekalb, GA: 91/100; construction, Dekalb, GA: 33/100; Dekalb, GA rescores monthly.
Is Dekalb County insurance distress getting better or worse (GA)?
Dekalb, GA: 80 in March 2026; Dekalb, GA: 89 in October 2026 (worse); Dekalb, GA climate component 88; Dekalb, GA NFIP claims score 91.
How many flood-insurance claims has Dekalb County, GA had?
Dekalb, GA: 109 NFIP claims, three years; Dekalb, GA paid $2,781,538; per Dekalb, GA claim $25,519; carriers reprice Dekalb, GA against that record.
Which Dekalb County ZIP codes carry the most insurance distress (GA)?
Dekalb, GA, June 2026: 30039 at 0, 30315 at 0, 30324 at 0, 30350 at 0; Dekalb, GA climate scores there: 96, 96, 96, 96.
Why does Dekalb, GA insurance distress create sellers?
A Dekalb, GA premium outruns the Dekalb, GA budget; a carrier leaves Dekalb, GA; Dekalb, GA carrying cost passes plan; Dekalb, GA owners sell while current; Dekalb, GA insurance distress leads Dekalb, GA foreclosure data.