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Dodge County, GA: Home-Insurance Distress & Forced-Sale Pressure

Dodge County, GA: 49/100 (elevated) home-insurance distress; Dodge, GA band MEDIUM; Dodge, GA #1,111 of 3,222 counties; Dodge, GA #102 of 159 in Georgia; raw Dodge, GA 57.6; Dodge, GA coverage multiplier 0.85.

FEMA hazard, Dodge, GA: 96/100; Dodge, GA declarations, three years: 12; Dodge, GA perils: 3 hurricane, 6 tropical-storm; Dodge, GA five-year count 12 (severity 19.5); Dodge, GA ten-year 12; hazard-weighted, Dodge, GA: 33.0.

Declared incidents on the Dodge, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Dodge, GA); 2024 Hurricane 3 (Dodge, GA).

NFIP claims, Dodge, GA, three years: none; Dodge, GA claim-stress 0/100.

Dodge, GA monthly score fell, 49 (March 2026) to 47 (October 2026); Dodge, GA by month: March 49, April 49, May 49, June 49 (Dodge, GA), July 47, August 48, September 48, October 47.

Dodge, GA components: climate 93; Dodge, GA retreat index 47; Dodge, GA climate multiplier 0.85.

Construction distress, Dodge, GA: 51/100 as of August 2026 (Dodge, GA: 41/100 one-to-four unit, 56/100 multifamily).

Dodge, GA ZIPs, June 2026 (Dodge, GA, 8 highest): score 0 (Dodge, GA), climate 40 (Dodge, GA): 31011; score 0 (Dodge, GA), climate 39 (Dodge, GA): 31023; score 0 (Dodge, GA), climate 36 (Dodge, GA): 31012; score 0 (Dodge, GA), climate 30 (Dodge, GA): 31077; score 0 (Dodge, GA), climate 25 (Dodge, GA): 31036, 31060; score 0 (Dodge, GA), climate 24 (Dodge, GA): 31014, 31037.

DLRadar rescores Dodge, GA monthly; Dodge, GA readings join Dodge, GA foreclosure, lien and ownership parcels (Dodge, GA), so cost-squeezed Dodge, GA owners surface before listing.

Inside Georgia, Dodge County ranks 102nd of 159 counties for home-insurance distress at 49/100; Dawson County (49/100) sits just above Dodge County, and Irwin County (49/100) sits just below Dodge County.

Insurance distress
49/100
Dodge, GA: MEDIUM
National rank
#1111
Dodge, GA: of 3,222 counties
FEMA hazard
96/100
Dodge County hazard
NFIP claim stress
0/100
Dodge, GA 3-year
Flood claims (3y)
0
Dodge, GA
Claims paid (3y)
$0
Dodge, GA payouts
Per claim
$0
Dodge, GA
Construction distress
51/100
Dodge, GA

Deterministic. Every Dodge County, GA signal traces to a public Dodge dataset (FEMA, NFIP, Census for Dodge, GA) · how insurance distress works in Dodge, GA · methodology

FAQ: Dodge County, GA insurance distress

What is the Dodge County, GA home-insurance-distress score?

Dodge, GA: 49/100 (MEDIUM), #1,111 of 3,222, #102 in Georgia. FEMA hazard, Dodge, GA: 96/100; NFIP stress, Dodge, GA: 0/100; construction, Dodge, GA: 51/100; Dodge, GA rescores monthly.

Is Dodge County insurance distress getting better or worse (GA)?

Dodge, GA: 49 in March 2026; Dodge, GA: 47 in October 2026 (better); Dodge, GA climate component 93.

Which Dodge County ZIP codes carry the most insurance distress (GA)?

Dodge, GA, June 2026: 31011 at 0, 31023 at 0, 31012 at 0, 31077 at 0; Dodge, GA climate scores there: 40, 39, 36, 30.

Why does Dodge, GA insurance distress create sellers?

A Dodge, GA premium outruns the Dodge, GA budget; a carrier leaves Dodge, GA; Dodge, GA carrying cost passes plan; Dodge, GA owners sell while current; Dodge, GA insurance distress leads Dodge, GA foreclosure data.

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