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Dooly County, GA: Home-Insurance Distress & Forced-Sale Pressure

Dooly County, GA: 80/100 (severe) home-insurance distress; Dooly, GA band HIGH; Dooly, GA #336 of 3,222 counties; Dooly, GA #62 of 159 in Georgia; raw Dooly, GA 75.3.

FEMA hazard, Dooly, GA: 94/100; Dooly, GA declarations, three years: 6; Dooly, GA perils: 3 hurricane, 2 tropical-storm; Dooly, GA five-year count 9 (severity 15.0); Dooly, GA ten-year 9; hazard-weighted, Dooly, GA: 16.0.

Declared incidents on the Dooly, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Dooly, GA); 2024 Hurricane 3 (Dooly, GA).

NFIP claims, Dooly, GA, three years: 1; Dooly, GA payouts $18,889; per Dooly, GA claim $18,889; Dooly, GA claim-stress 60/100.

Dooly, GA monthly score fell, 81 (March 2026) to 80 (October 2026); Dooly, GA by month: March 81, April 81, May 80, June 80 (Dooly, GA), July 77, August 80, September 79, October 80.

Dooly, GA components: climate 93, NFIP claims 60; Dooly, GA retreat index 80.

Construction distress, Dooly, GA: 89/100 as of August 2026 (Dooly, GA: 89/100 one-to-four unit, 7/100 multifamily).

Dooly, GA ZIPs, June 2026 (Dooly, GA, 8 highest): score 0 (Dooly, GA), climate 45 (Dooly, GA): 31015; score 0 (Dooly, GA), climate 24 (Dooly, GA): 31063; score 0 (Dooly, GA), climate 18 (Dooly, GA): 31091, 31092; score 0 (Dooly, GA), climate 16 (Dooly, GA): 31007, 31051, 31070; score 0 (Dooly, GA), climate 13 (Dooly, GA): 31072.

DLRadar rescores Dooly, GA monthly; Dooly, GA readings join Dooly, GA foreclosure, lien and ownership parcels (Dooly, GA), so cost-squeezed Dooly, GA owners surface before listing.

Inside Georgia, Dooly County ranks 60th of 159 counties for home-insurance distress at 80/100; Gordon County (80/100) sits just above Dooly County, and Mitchell County (80/100) sits just below Dooly County.

Insurance distress
80/100
Dooly, GA: HIGH
National rank
#336
Dooly, GA: of 3,222 counties
FEMA hazard
94/100
Dooly County hazard
NFIP claim stress
60/100
Dooly, GA 3-year
Flood claims (3y)
1
Dooly, GA
Claims paid (3y)
$18,889
Dooly, GA payouts
Per claim
$18,889
Dooly, GA
Construction distress
89/100
Dooly, GA

Deterministic. Every Dooly County, GA signal traces to a public Dooly dataset (FEMA, NFIP, Census for Dooly, GA) · how insurance distress works in Dooly, GA · methodology

FAQ: Dooly County, GA insurance distress

What is the Dooly County, GA home-insurance-distress score?

Dooly, GA: 80/100 (HIGH), #336 of 3,222, #62 in Georgia. FEMA hazard, Dooly, GA: 94/100; NFIP stress, Dooly, GA: 60/100; construction, Dooly, GA: 89/100; Dooly, GA rescores monthly.

Is Dooly County insurance distress getting better or worse (GA)?

Dooly, GA: 81 in March 2026; Dooly, GA: 80 in October 2026 (better); Dooly, GA climate component 93; Dooly, GA NFIP claims score 60.

How many flood-insurance claims has Dooly County, GA had?

Dooly, GA: 1 NFIP claims, three years; Dooly, GA paid $18,889; per Dooly, GA claim $18,889; carriers reprice Dooly, GA against that record.

Which Dooly County ZIP codes carry the most insurance distress (GA)?

Dooly, GA, June 2026: 31015 at 0, 31063 at 0, 31091 at 0, 31092 at 0; Dooly, GA climate scores there: 45, 24, 18, 18.

Why does Dooly, GA insurance distress create sellers?

A Dooly, GA premium outruns the Dooly, GA budget; a carrier leaves Dooly, GA; Dooly, GA carrying cost passes plan; Dooly, GA owners sell while current; Dooly, GA insurance distress leads Dooly, GA foreclosure data.

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