Dougherty County, GA: Home-Insurance Distress & Forced-Sale Pressure
Dougherty County, GA: 78/100 (severe) home-insurance distress; Dougherty, GA band MEDIUM; Dougherty, GA #431 of 3,222 counties; Dougherty, GA #76 of 159 in Georgia.
FEMA hazard, Dougherty, GA: 90/100; Dougherty, GA declarations, three years: 6; Dougherty, GA perils: 6 tropical-storm; Dougherty, GA five-year count 3 (severity 4.5); Dougherty, GA ten-year 3; hazard-weighted, Dougherty, GA: 18.0.
Declared incidents on the Dougherty, GA record: 2026 Tropical Storm 3; 2024 Tropical Storm 3 (Dougherty, GA).
NFIP claims, Dougherty, GA, three years: 1; Dougherty, GA payouts $19,308; per Dougherty, GA claim $19,308; Dougherty, GA claim-stress 60/100.
Dougherty, GA monthly score rose, 69 (March 2026) to 77 (October 2026); Dougherty, GA by month: March 69, April 69, May 67, June 67 (Dougherty, GA), July 64, August 64, September 63, October 77.
Dougherty, GA components: climate 88, NFIP claims 60; Dougherty, GA retreat index 77.
Construction distress, Dougherty, GA: 0/100 as of August 2026 (Dougherty, GA: 0/100 one-to-four unit, 99/100 multifamily).
Dougherty, GA ZIPs, June 2026 (Dougherty, GA, 7 highest): score 0 (Dougherty, GA), climate 80 (Dougherty, GA): 31704; score 0 (Dougherty, GA), climate 76 (Dougherty, GA): 31701, 31707; score 0 (Dougherty, GA), climate 72 (Dougherty, GA): 31705; score 0 (Dougherty, GA), climate 68 (Dougherty, GA): 31721; score 0 (Dougherty, GA), climate 37 (Dougherty, GA): 31763; score 0 (Dougherty, GA), climate 33 (Dougherty, GA): 31791.
DLRadar rescores Dougherty, GA monthly; Dougherty, GA readings join Dougherty, GA foreclosure, lien and ownership parcels (Dougherty, GA), so cost-squeezed Dougherty, GA owners surface before listing.
Inside Georgia, Dougherty County ranks 76th of 159 counties for home-insurance distress at 78/100; Bibb County (78/100) sits just above Dougherty County, and Johnson County (77/100) sits just below Dougherty County.
Deterministic. Every Dougherty County, GA signal traces to a public Dougherty dataset (FEMA, NFIP, Census for Dougherty, GA) · how insurance distress works in Dougherty, GA · methodology
FAQ: Dougherty County, GA insurance distress
What is the Dougherty County, GA home-insurance-distress score?
Dougherty, GA: 78/100 (MEDIUM), #431 of 3,222, #76 in Georgia. FEMA hazard, Dougherty, GA: 90/100; NFIP stress, Dougherty, GA: 60/100; construction, Dougherty, GA: 0/100; Dougherty, GA rescores monthly.
Is Dougherty County insurance distress getting better or worse (GA)?
Dougherty, GA: 69 in March 2026; Dougherty, GA: 77 in October 2026 (worse); Dougherty, GA climate component 88; Dougherty, GA NFIP claims score 60.
How many flood-insurance claims has Dougherty County, GA had?
Dougherty, GA: 1 NFIP claims, three years; Dougherty, GA paid $19,308; per Dougherty, GA claim $19,308; carriers reprice Dougherty, GA against that record.
Which Dougherty County ZIP codes carry the most insurance distress (GA)?
Dougherty, GA, June 2026: 31704 at 0, 31701 at 0, 31707 at 0, 31705 at 0; Dougherty, GA climate scores there: 80, 76, 76, 72.
Why does Dougherty, GA insurance distress create sellers?
A Dougherty, GA premium outruns the Dougherty, GA budget; a carrier leaves Dougherty, GA; Dougherty, GA carrying cost passes plan; Dougherty, GA owners sell while current; Dougherty, GA insurance distress leads Dougherty, GA foreclosure data.