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Evans County, GA: Home-Insurance Distress & Forced-Sale Pressure

Evans County, GA: 92/100 (severe) home-insurance distress; Evans, GA band HIGH; Evans, GA #72 of 3,222 counties; Evans, GA #8 of 159 in Georgia.

FEMA hazard, Evans, GA: 97/100; Evans, GA declarations, three years: 15; Evans, GA perils: 3 hurricane, 9 tropical-storm; Evans, GA five-year count 15 (severity 24.0); Evans, GA ten-year 15; hazard-weighted, Evans, GA: 42.0.

Declared incidents on the Evans, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 9 (Evans, GA); 2024 Hurricane 3 (Evans, GA).

NFIP claims, Evans, GA, three years: 6; Evans, GA payouts $377,258; per Evans, GA claim $62,876; Evans, GA claim-stress 85/100.

Evans, GA monthly score rose, 91 (March 2026) to 92 (October 2026); Evans, GA by month: March 91, April 91, May 91, June 91 (Evans, GA), July 90, August 91, September 91, October 92.

Evans, GA components: climate 97, NFIP claims 85; Evans, GA retreat index 92.

Construction distress, Evans, GA: 49/100 as of August 2026 (Evans, GA: 48/100 one-to-four unit, 51/100 multifamily).

Evans, GA ZIPs, June 2026 (Evans, GA, 7 highest): score 0 (Evans, GA), climate 71 (Evans, GA): 30452; score 0 (Evans, GA), climate 55 (Evans, GA): 30427; score 0 (Evans, GA), climate 33 (Evans, GA): 30420; score 0 (Evans, GA), climate 25 (Evans, GA): 30417; score 0 (Evans, GA), climate 19 (Evans, GA): 30414, 30423, 30429.

DLRadar rescores Evans, GA monthly; Evans, GA readings join Evans, GA foreclosure, lien and ownership parcels (Evans, GA), so cost-squeezed Evans, GA owners surface before listing.

Inside Georgia, Evans County ranks 8th of 159 counties for home-insurance distress at 92/100; Effingham County (93/100) sits just above Evans County, and Columbia County (92/100) sits just below Evans County.

Insurance distress
92/100
Evans, GA: HIGH
National rank
#72
Evans, GA: of 3,222 counties
FEMA hazard
97/100
Evans County hazard
NFIP claim stress
85/100
Evans, GA 3-year
Flood claims (3y)
6
Evans, GA
Claims paid (3y)
$377,258
Evans, GA payouts
Per claim
$62,876
Evans, GA
Construction distress
49/100
Evans, GA

Deterministic. Every Evans County, GA signal traces to a public Evans dataset (FEMA, NFIP, Census for Evans, GA) · how insurance distress works in Evans, GA · methodology

FAQ: Evans County, GA insurance distress

What is the Evans County, GA home-insurance-distress score?

Evans, GA: 92/100 (HIGH), #72 of 3,222, #8 in Georgia. FEMA hazard, Evans, GA: 97/100; NFIP stress, Evans, GA: 85/100; construction, Evans, GA: 49/100; Evans, GA rescores monthly.

Is Evans County insurance distress getting better or worse (GA)?

Evans, GA: 91 in March 2026; Evans, GA: 92 in October 2026 (worse); Evans, GA climate component 97; Evans, GA NFIP claims score 85.

How many flood-insurance claims has Evans County, GA had?

Evans, GA: 6 NFIP claims, three years; Evans, GA paid $377,258; per Evans, GA claim $62,876; carriers reprice Evans, GA against that record.

Which Evans County ZIP codes carry the most insurance distress (GA)?

Evans, GA, June 2026: 30452 at 0, 30427 at 0, 30420 at 0, 30417 at 0; Evans, GA climate scores there: 71, 55, 33, 25.

Why does Evans, GA insurance distress create sellers?

A Evans, GA premium outruns the Evans, GA budget; a carrier leaves Evans, GA; Evans, GA carrying cost passes plan; Evans, GA owners sell while current; Evans, GA insurance distress leads Evans, GA foreclosure data.

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