Fannin County, GA: Home-Insurance Distress & Forced-Sale Pressure
Fannin County, GA: 85/100 (severe) home-insurance distress; Fannin, GA band HIGH; Fannin, GA #229 of 3,222 counties; Fannin, GA #42 of 159 in Georgia.
FEMA hazard, Fannin, GA: 90/100; Fannin, GA declarations, three years: 9; Fannin, GA perils: 6 tropical-storm; Fannin, GA five-year count 6 (severity 10.5); Fannin, GA ten-year 6; hazard-weighted, Fannin, GA: 18.0.
Declared incidents on the Fannin, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Fannin, GA); 2024 Tropical Storm 3 (Fannin, GA).
NFIP claims, Fannin, GA, three years: 10; Fannin, GA payouts $177,932; per Fannin, GA claim $17,793; Fannin, GA claim-stress 78/100.
Fannin, GA monthly score rose, 76 (March 2026) to 84 (October 2026); Fannin, GA by month: March 76, April 76, May 73, June 73 (Fannin, GA), July 71, August 71, September 70, October 84.
Fannin, GA components: climate 88, NFIP claims 78; Fannin, GA retreat index 84.
Construction distress, Fannin, GA: 52/100 as of August 2026 (Fannin, GA: 51/100 one-to-four unit, 98/100 multifamily).
Fannin, GA ZIPs, June 2026 (Fannin, GA, 8 highest): score 0 (Fannin, GA), climate 61 (Fannin, GA): 30522; score 0 (Fannin, GA), climate 53 (Fannin, GA): 30513, 30541, 30555, 30559; score 0 (Fannin, GA), climate 52 (Fannin, GA): 30560; score 0 (Fannin, GA), climate 49 (Fannin, GA): 30572; score 0 (Fannin, GA), climate 47 (Fannin, GA): 30512.
DLRadar rescores Fannin, GA monthly; Fannin, GA readings join Fannin, GA foreclosure, lien and ownership parcels (Fannin, GA), so cost-squeezed Fannin, GA owners surface before listing.
Inside Georgia, Fannin County ranks 42nd of 159 counties for home-insurance distress at 85/100; Brantley County (85/100) sits just above Fannin County, and Floyd County (84/100) sits just below Fannin County.
Deterministic. Every Fannin County, GA signal traces to a public Fannin dataset (FEMA, NFIP, Census for Fannin, GA) · how insurance distress works in Fannin, GA · methodology
FAQ: Fannin County, GA insurance distress
What is the Fannin County, GA home-insurance-distress score?
Fannin, GA: 85/100 (HIGH), #229 of 3,222, #42 in Georgia. FEMA hazard, Fannin, GA: 90/100; NFIP stress, Fannin, GA: 78/100; construction, Fannin, GA: 52/100; Fannin, GA rescores monthly.
Is Fannin County insurance distress getting better or worse (GA)?
Fannin, GA: 76 in March 2026; Fannin, GA: 84 in October 2026 (worse); Fannin, GA climate component 88; Fannin, GA NFIP claims score 78.
How many flood-insurance claims has Fannin County, GA had?
Fannin, GA: 10 NFIP claims, three years; Fannin, GA paid $177,932; per Fannin, GA claim $17,793; carriers reprice Fannin, GA against that record.
Which Fannin County ZIP codes carry the most insurance distress (GA)?
Fannin, GA, June 2026: 30522 at 0, 30513 at 0, 30541 at 0, 30555 at 0; Fannin, GA climate scores there: 61, 53, 53, 53.
Why does Fannin, GA insurance distress create sellers?
A Fannin, GA premium outruns the Fannin, GA budget; a carrier leaves Fannin, GA; Fannin, GA carrying cost passes plan; Fannin, GA owners sell while current; Fannin, GA insurance distress leads Fannin, GA foreclosure data.