Harris County, GA: Home-Insurance Distress & Forced-Sale Pressure
Harris County, GA: 46/100 (elevated) home-insurance distress; Harris, GA band MEDIUM; Harris, GA #1,193 of 3,222 counties; Harris, GA #140 of 159 in Georgia; raw Harris, GA 46.9; Harris, GA coverage multiplier 0.85.
FEMA hazard, Harris, GA: 90/100; Harris, GA declarations, three years: 6; Harris, GA perils: 4 tropical-storm; Harris, GA five-year count 6 (severity 10.5); Harris, GA ten-year 6; hazard-weighted, Harris, GA: 12.0.
Declared incidents on the Harris, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Harris, GA); 2024 Tropical Storm 3 (Harris, GA).
NFIP claims, Harris, GA, three years: none; Harris, GA claim-stress 0/100.
Harris, GA monthly score rose, 37 (March 2026) to 45 (October 2026); Harris, GA by month: March 37, April 37, May 35, June 35 (Harris, GA), July 33, August 33, September 32, October 45.
Harris, GA components: climate 88; Harris, GA retreat index 45; Harris, GA climate multiplier 0.85.
Construction distress, Harris, GA: 52/100 as of August 2026 (Harris, GA: 56/100 one-to-four unit, 9/100 multifamily).
Harris, GA ZIPs, June 2026 (Harris, GA, 12 highest): score 0 (Harris, GA), climate 72 (Harris, GA): 31829; score 0 (Harris, GA), climate 58 (Harris, GA): 31820; score 0 (Harris, GA), climate 38 (Harris, GA): 31833; score 0 (Harris, GA), climate 36 (Harris, GA): 31808; score 0 (Harris, GA), climate 34 (Harris, GA): 31822; score 0 (Harris, GA), climate 25 (Harris, GA): 31804, 31807, 31811, 31823; score 0 (Harris, GA), climate 17 (Harris, GA): 31826, 31830; score 0 (Harris, GA), climate 16 (Harris, GA): 31831.
DLRadar rescores Harris, GA monthly; Harris, GA readings join Harris, GA foreclosure, lien and ownership parcels (Harris, GA), so cost-squeezed Harris, GA owners surface before listing.
Inside Georgia, Harris County ranks 140th of 159 counties for home-insurance distress at 46/100; Haralson County (46/100) sits just above Harris County, and Heard County (46/100) sits just below Harris County.
Deterministic. Every Harris County, GA signal traces to a public Harris dataset (FEMA, NFIP, Census for Harris, GA) · how insurance distress works in Harris, GA · methodology
FAQ: Harris County, GA insurance distress
What is the Harris County, GA home-insurance-distress score?
Harris, GA: 46/100 (MEDIUM), #1,193 of 3,222, #140 in Georgia. FEMA hazard, Harris, GA: 90/100; NFIP stress, Harris, GA: 0/100; construction, Harris, GA: 52/100; Harris, GA rescores monthly.
Is Harris County insurance distress getting better or worse (GA)?
Harris, GA: 37 in March 2026; Harris, GA: 45 in October 2026 (worse); Harris, GA climate component 88.
Which Harris County ZIP codes carry the most insurance distress (GA)?
Harris, GA, June 2026: 31829 at 0, 31820 at 0, 31833 at 0, 31808 at 0; Harris, GA climate scores there: 72, 58, 38, 36.
Why does Harris, GA insurance distress create sellers?
A Harris, GA premium outruns the Harris, GA budget; a carrier leaves Harris, GA; Harris, GA carrying cost passes plan; Harris, GA owners sell while current; Harris, GA insurance distress leads Harris, GA foreclosure data.