Jefferson County, GA: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, GA: 80/100 (severe) home-insurance distress; Jefferson, GA band MEDIUM; Jefferson, GA #369 of 3,222 counties; Jefferson, GA #51 of 159 in Georgia; raw Jefferson, GA 78.0.
FEMA hazard, Jefferson, GA: 96/100; Jefferson, GA declarations, three years: 8; Jefferson, GA perils: 3 hurricane, 4 tropical-storm; Jefferson, GA five-year count 12 (severity 19.5); Jefferson, GA ten-year 12; hazard-weighted, Jefferson, GA: 22.0.
Declared incidents on the Jefferson, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Jefferson, GA); 2024 Hurricane 3 (Jefferson, GA).
NFIP claims, Jefferson, GA, three years: 1; Jefferson, GA payouts $9,143; per Jefferson, GA claim $9,143; Jefferson, GA claim-stress 55/100.
Jefferson, GA monthly score fell, 82 (March 2026) to 80 (October 2026); Jefferson, GA by month: March 82, April 82, May 81, June 81 (Jefferson, GA), July 79, August 80, September 80, October 80.
Jefferson, GA components: climate 96, NFIP claims 55; Jefferson, GA retreat index 80.
Construction distress, Jefferson, GA: 17/100 as of August 2026 (Jefferson, GA: 21/100 one-to-four unit, 0/100 multifamily).
Jefferson, GA ZIPs, June 2026 (Jefferson, GA, 9 highest): score 0 (Jefferson, GA), climate 33 (Jefferson, GA): 30816; score 0 (Jefferson, GA), climate 25 (Jefferson, GA): 30434; score 0 (Jefferson, GA), climate 23 (Jefferson, GA): 30477, 30803, 30818, 30833; score 0 (Jefferson, GA), climate 20 (Jefferson, GA): 30413; score 0 (Jefferson, GA), climate 15 (Jefferson, GA): 30823; score 0 (Jefferson, GA), climate 2 (Jefferson, GA): 30810.
DLRadar rescores Jefferson, GA monthly; Jefferson, GA readings join Jefferson, GA foreclosure, lien and ownership parcels (Jefferson, GA), so cost-squeezed Jefferson, GA owners surface before listing.
Inside Georgia, Jefferson County ranks 66th of 159 counties for home-insurance distress at 80/100; Douglas County (80/100) sits just above Jefferson County, and Hall County (80/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, GA signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, GA) · how insurance distress works in Jefferson, GA · methodology
FAQ: Jefferson County, GA insurance distress
What is the Jefferson County, GA home-insurance-distress score?
Jefferson, GA: 80/100 (MEDIUM), #369 of 3,222, #51 in Georgia. FEMA hazard, Jefferson, GA: 96/100; NFIP stress, Jefferson, GA: 55/100; construction, Jefferson, GA: 17/100; Jefferson, GA rescores monthly.
Is Jefferson County insurance distress getting better or worse (GA)?
Jefferson, GA: 82 in March 2026; Jefferson, GA: 80 in October 2026 (better); Jefferson, GA climate component 96; Jefferson, GA NFIP claims score 55.
How many flood-insurance claims has Jefferson County, GA had?
Jefferson, GA: 1 NFIP claims, three years; Jefferson, GA paid $9,143; per Jefferson, GA claim $9,143; carriers reprice Jefferson, GA against that record.
Which Jefferson County ZIP codes carry the most insurance distress (GA)?
Jefferson, GA, June 2026: 30816 at 0, 30434 at 0, 30477 at 0, 30803 at 0; Jefferson, GA climate scores there: 33, 25, 23, 23.
Why does Jefferson, GA insurance distress create sellers?
A Jefferson, GA premium outruns the Jefferson, GA budget; a carrier leaves Jefferson, GA; Jefferson, GA carrying cost passes plan; Jefferson, GA owners sell while current; Jefferson, GA insurance distress leads Jefferson, GA foreclosure data.