Johnson County, GA: Home-Insurance Distress & Forced-Sale Pressure
Johnson County, GA: 77/100 (severe) home-insurance distress; Johnson, GA band MEDIUM; Johnson, GA #439 of 3,222 counties; Johnson, GA #77 of 159 in Georgia.
FEMA hazard, Johnson, GA: 96/100; Johnson, GA declarations, three years: 12; Johnson, GA perils: 3 hurricane, 6 tropical-storm; Johnson, GA five-year count 12 (severity 19.5); Johnson, GA ten-year 12; hazard-weighted, Johnson, GA: 33.0.
Declared incidents on the Johnson, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Johnson, GA); 2024 Hurricane 3 (Johnson, GA).
NFIP claims, Johnson, GA, three years: 1; Johnson, GA payouts $315; per Johnson, GA claim $315; Johnson, GA claim-stress 50/100.
Johnson, GA monthly score fell, 80 (March 2026) to 77 (October 2026); Johnson, GA by month: March 80, April 80, May 79, June 79 (Johnson, GA), July 77, August 78, September 78, October 77.
Johnson, GA components: climate 96, NFIP claims 50; Johnson, GA retreat index 77.
Construction distress, Johnson, GA: 59/100 as of August 2026 (Johnson, GA: 65/100 one-to-four unit, 0/100 multifamily).
Johnson, GA ZIPs, June 2026 (Johnson, GA, 5 highest): score 0 (Johnson, GA), climate 28 (Johnson, GA): 31002; score 0 (Johnson, GA), climate 20 (Johnson, GA): 30413; score 0 (Johnson, GA), climate 19 (Johnson, GA): 31089; score 0 (Johnson, GA), climate 12 (Johnson, GA): 31049; score 0 (Johnson, GA), climate 10 (Johnson, GA): 31096.
DLRadar rescores Johnson, GA monthly; Johnson, GA readings join Johnson, GA foreclosure, lien and ownership parcels (Johnson, GA), so cost-squeezed Johnson, GA owners surface before listing.
Inside Georgia, Johnson County ranks 77th of 159 counties for home-insurance distress at 77/100; Dougherty County (78/100) sits just above Johnson County, and Carroll County (76/100) sits just below Johnson County.
Deterministic. Every Johnson County, GA signal traces to a public Johnson dataset (FEMA, NFIP, Census for Johnson, GA) · how insurance distress works in Johnson, GA · methodology
FAQ: Johnson County, GA insurance distress
What is the Johnson County, GA home-insurance-distress score?
Johnson, GA: 77/100 (MEDIUM), #439 of 3,222, #77 in Georgia. FEMA hazard, Johnson, GA: 96/100; NFIP stress, Johnson, GA: 50/100; construction, Johnson, GA: 59/100; Johnson, GA rescores monthly.
Is Johnson County insurance distress getting better or worse (GA)?
Johnson, GA: 80 in March 2026; Johnson, GA: 77 in October 2026 (better); Johnson, GA climate component 96; Johnson, GA NFIP claims score 50.
How many flood-insurance claims has Johnson County, GA had?
Johnson, GA: 1 NFIP claims, three years; Johnson, GA paid $315; per Johnson, GA claim $315; carriers reprice Johnson, GA against that record.
Which Johnson County ZIP codes carry the most insurance distress (GA)?
Johnson, GA, June 2026: 31002 at 0, 30413 at 0, 31089 at 0, 31049 at 0; Johnson, GA climate scores there: 28, 20, 19, 12.
Why does Johnson, GA insurance distress create sellers?
A Johnson, GA premium outruns the Johnson, GA budget; a carrier leaves Johnson, GA; Johnson, GA carrying cost passes plan; Johnson, GA owners sell while current; Johnson, GA insurance distress leads Johnson, GA foreclosure data.