Lamar County, GA: Home-Insurance Distress & Forced-Sale Pressure
Lamar County, GA: 87/100 (severe) home-insurance distress; Lamar, GA band HIGH; Lamar, GA #168 of 3,222 counties; Lamar, GA #39 of 159 in Georgia; raw Lamar, GA 82.0.
FEMA hazard, Lamar, GA: 94/100; Lamar, GA declarations, three years: 6; Lamar, GA perils: 3 hurricane, 2 tropical-storm; Lamar, GA five-year count 9 (severity 15.0); Lamar, GA ten-year 9; hazard-weighted, Lamar, GA: 16.0.
Declared incidents on the Lamar, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Lamar, GA); 2024 Hurricane 3 (Lamar, GA).
NFIP claims, Lamar, GA, three years: 2; Lamar, GA payouts $132,889; per Lamar, GA claim $66,445; Lamar, GA claim-stress 76/100.
Lamar, GA monthly score held, 87 (March 2026) to 87 (October 2026); Lamar, GA by month: March 87, April 87, May 86, June 86 (Lamar, GA), July 83, August 85, September 85, October 87.
Lamar, GA components: climate 93, NFIP claims 76; Lamar, GA retreat index 87.
Construction distress, Lamar, GA: 51/100 as of August 2026 (Lamar, GA: 56/100 one-to-four unit, 0/100 multifamily).
Lamar, GA ZIPs, June 2026 (Lamar, GA, 9 highest): score 0 (Lamar, GA), climate 35 (Lamar, GA): 30224; score 0 (Lamar, GA), climate 22 (Lamar, GA): 30233; score 0 (Lamar, GA), climate 16 (Lamar, GA): 31016, 31097; score 0 (Lamar, GA), climate 14 (Lamar, GA): 30285; score 0 (Lamar, GA), climate 10 (Lamar, GA): 30256; score 0 (Lamar, GA), climate 9 (Lamar, GA): 30204; score 0 (Lamar, GA), climate 8 (Lamar, GA): 30257, 30295.
DLRadar rescores Lamar, GA monthly; Lamar, GA readings join Lamar, GA foreclosure, lien and ownership parcels (Lamar, GA), so cost-squeezed Lamar, GA owners surface before listing.
Inside Georgia, Lamar County ranks 31st of 159 counties for home-insurance distress at 87/100; Berrien County (87/100) sits just above Lamar County, and Ware County (87/100) sits just below Lamar County.
Deterministic. Every Lamar County, GA signal traces to a public Lamar dataset (FEMA, NFIP, Census for Lamar, GA) · how insurance distress works in Lamar, GA · methodology
FAQ: Lamar County, GA insurance distress
What is the Lamar County, GA home-insurance-distress score?
Lamar, GA: 87/100 (HIGH), #168 of 3,222, #39 in Georgia. FEMA hazard, Lamar, GA: 94/100; NFIP stress, Lamar, GA: 76/100; construction, Lamar, GA: 51/100; Lamar, GA rescores monthly.
Is Lamar County insurance distress getting better or worse (GA)?
Lamar, GA: 87 in March 2026; Lamar, GA: 87 in October 2026 (unchanged); Lamar, GA climate component 93; Lamar, GA NFIP claims score 76.
How many flood-insurance claims has Lamar County, GA had?
Lamar, GA: 2 NFIP claims, three years; Lamar, GA paid $132,889; per Lamar, GA claim $66,445; carriers reprice Lamar, GA against that record.
Which Lamar County ZIP codes carry the most insurance distress (GA)?
Lamar, GA, June 2026: 30224 at 0, 30233 at 0, 31016 at 0, 31097 at 0; Lamar, GA climate scores there: 35, 22, 16, 16.
Why does Lamar, GA insurance distress create sellers?
A Lamar, GA premium outruns the Lamar, GA budget; a carrier leaves Lamar, GA; Lamar, GA carrying cost passes plan; Lamar, GA owners sell while current; Lamar, GA insurance distress leads Lamar, GA foreclosure data.