Long County, GA: Home-Insurance Distress & Forced-Sale Pressure
Long County, GA: 91/100 (severe) home-insurance distress; Long, GA band HIGH; Long, GA #85 of 3,222 counties; Long, GA #9 of 159 in Georgia.
FEMA hazard, Long, GA: 97/100; Long, GA declarations, three years: 8; Long, GA perils: 3 hurricane, 6 tropical-storm; Long, GA five-year count 12 (severity 18.0); Long, GA ten-year 12; hazard-weighted, Long, GA: 28.0.
Declared incidents on the Long, GA record: 2024 Tropical Storm 9; 2024 Hurricane 3 (Long, GA).
NFIP claims, Long, GA, three years: 13; Long, GA payouts $363,622; per Long, GA claim $27,971; Long, GA claim-stress 83/100.
Long, GA monthly score fell, 92 (March 2026) to 91 (October 2026); Long, GA by month: March 92, April 92, May 91, June 91 (Long, GA), July 90, August 91, September 91, October 91.
Long, GA components: climate 97, NFIP claims 83; Long, GA retreat index 91.
Construction distress, Long, GA: 35/100 as of August 2026 (Long, GA: 39/100 one-to-four unit, 5/100 multifamily).
Long, GA ZIPs, June 2026 (Long, GA, 5 highest): score 0 (Long, GA), climate 83 (Long, GA): 31313; score 0 (Long, GA), climate 68 (Long, GA): 31323; score 0 (Long, GA), climate 55 (Long, GA): 30427; score 0 (Long, GA), climate 54 (Long, GA): 31301; score 0 (Long, GA), climate 12 (Long, GA): 31316.
DLRadar rescores Long, GA monthly; Long, GA readings join Long, GA foreclosure, lien and ownership parcels (Long, GA), so cost-squeezed Long, GA owners surface before listing.
Inside Georgia, Long County ranks 11th of 159 counties for home-insurance distress at 91/100; Liberty County (92/100) sits just above Long County, and Richmond County (91/100) sits just below Long County.
Deterministic. Every Long County, GA signal traces to a public Long dataset (FEMA, NFIP, Census for Long, GA) · how insurance distress works in Long, GA · methodology
FAQ: Long County, GA insurance distress
What is the Long County, GA home-insurance-distress score?
Long, GA: 91/100 (HIGH), #85 of 3,222, #9 in Georgia. FEMA hazard, Long, GA: 97/100; NFIP stress, Long, GA: 83/100; construction, Long, GA: 35/100; Long, GA rescores monthly.
Is Long County insurance distress getting better or worse (GA)?
Long, GA: 92 in March 2026; Long, GA: 91 in October 2026 (better); Long, GA climate component 97; Long, GA NFIP claims score 83.
How many flood-insurance claims has Long County, GA had?
Long, GA: 13 NFIP claims, three years; Long, GA paid $363,622; per Long, GA claim $27,971; carriers reprice Long, GA against that record.
Which Long County ZIP codes carry the most insurance distress (GA)?
Long, GA, June 2026: 31313 at 0, 31323 at 0, 30427 at 0, 31301 at 0; Long, GA climate scores there: 83, 68, 55, 54.
Why does Long, GA insurance distress create sellers?
A Long, GA premium outruns the Long, GA budget; a carrier leaves Long, GA; Long, GA carrying cost passes plan; Long, GA owners sell while current; Long, GA insurance distress leads Long, GA foreclosure data.