Macon County, GA: Home-Insurance Distress & Forced-Sale Pressure
Macon County, GA: 46/100 (elevated) home-insurance distress; Macon, GA band MEDIUM; Macon, GA #1,195 of 3,222 counties; Macon, GA #142 of 159 in Georgia; raw Macon, GA 53.7; Macon, GA coverage multiplier 0.85.
FEMA hazard, Macon, GA: 90/100; Macon, GA declarations, three years: 9; Macon, GA perils: 6 tropical-storm; Macon, GA five-year count 6 (severity 10.5); Macon, GA ten-year 6; hazard-weighted, Macon, GA: 18.0.
Declared incidents on the Macon, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Macon, GA); 2024 Tropical Storm 3 (Macon, GA).
NFIP claims, Macon, GA, three years: none; Macon, GA claim-stress 0/100.
Macon, GA monthly score rose, 37 (March 2026) to 45 (October 2026); Macon, GA by month: March 37, April 37, May 35, June 35 (Macon, GA), July 33, August 33, September 32, October 45.
Macon, GA components: climate 88; Macon, GA retreat index 45; Macon, GA climate multiplier 0.85.
Construction distress, Macon, GA: 56/100 as of August 2026 (Macon, GA: 56/100 one-to-four unit, 0/100 multifamily).
Macon, GA ZIPs, June 2026 (Macon, GA, 10 highest): score 0 (Macon, GA), climate 71 (Macon, GA): 31069; score 0 (Macon, GA), climate 38 (Macon, GA): 31711; score 0 (Macon, GA), climate 25 (Macon, GA): 31041, 31057, 31068; score 0 (Macon, GA), climate 24 (Macon, GA): 31063; score 0 (Macon, GA), climate 16 (Macon, GA): 31030; score 0 (Macon, GA), climate 13 (Macon, GA): 31076; score 0 (Macon, GA), climate 9 (Macon, GA): 31081; score 0 (Macon, GA), climate 2 (Macon, GA): 31806.
DLRadar rescores Macon, GA monthly; Macon, GA readings join Macon, GA foreclosure, lien and ownership parcels (Macon, GA), so cost-squeezed Macon, GA owners surface before listing.
Inside Georgia, Macon County ranks 142nd of 159 counties for home-insurance distress at 46/100; Heard County (46/100) sits just above Macon County, and Marion County (46/100) sits just below Macon County.
Deterministic. Every Macon County, GA signal traces to a public Macon dataset (FEMA, NFIP, Census for Macon, GA) · how insurance distress works in Macon, GA · methodology
FAQ: Macon County, GA insurance distress
What is the Macon County, GA home-insurance-distress score?
Macon, GA: 46/100 (MEDIUM), #1,195 of 3,222, #142 in Georgia. FEMA hazard, Macon, GA: 90/100; NFIP stress, Macon, GA: 0/100; construction, Macon, GA: 56/100; Macon, GA rescores monthly.
Is Macon County insurance distress getting better or worse (GA)?
Macon, GA: 37 in March 2026; Macon, GA: 45 in October 2026 (worse); Macon, GA climate component 88.
Which Macon County ZIP codes carry the most insurance distress (GA)?
Macon, GA, June 2026: 31069 at 0, 31711 at 0, 31041 at 0, 31057 at 0; Macon, GA climate scores there: 71, 38, 25, 25.
Why does Macon, GA insurance distress create sellers?
A Macon, GA premium outruns the Macon, GA budget; a carrier leaves Macon, GA; Macon, GA carrying cost passes plan; Macon, GA owners sell while current; Macon, GA insurance distress leads Macon, GA foreclosure data.