Madison County, GA: Home-Insurance Distress & Forced-Sale Pressure
Madison County, GA: 49/100 (elevated) home-insurance distress; Madison, GA band MEDIUM; Madison, GA #1,115 of 3,222 counties; Madison, GA #106 of 159 in Georgia; raw Madison, GA 56.0; Madison, GA coverage multiplier 0.85.
FEMA hazard, Madison, GA: 96/100; Madison, GA declarations, three years: 8; Madison, GA perils: 3 hurricane, 4 tropical-storm; Madison, GA five-year count 9 (severity 15.0); Madison, GA ten-year 9; hazard-weighted, Madison, GA: 22.0.
Declared incidents on the Madison, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Madison, GA); 2024 Tropical Storm 3; 2024 Hurricane 3 (Madison, GA).
NFIP claims, Madison, GA, three years: none; Madison, GA claim-stress 0/100.
Madison, GA monthly score rose, 47 (March 2026) to 49 (October 2026); Madison, GA by month: March 47, April 47, May 47, June 47 (Madison, GA), July 44, August 46, September 46, October 49.
Madison, GA components: climate 96; Madison, GA retreat index 49; Madison, GA climate multiplier 0.85.
Construction distress, Madison, GA: 63/100 as of August 2026 (Madison, GA: 61/100 one-to-four unit, 32/100 multifamily).
Madison, GA ZIPs, June 2026 (Madison, GA, 11 highest): score 0 (Madison, GA), climate 66 (Madison, GA): 30601; score 0 (Madison, GA), climate 47 (Madison, GA): 30565; score 0 (Madison, GA), climate 34 (Madison, GA): 30683; score 0 (Madison, GA), climate 30 (Madison, GA): 30662; score 0 (Madison, GA), climate 28 (Madison, GA): 30530, 30646; score 0 (Madison, GA), climate 27 (Madison, GA): 30624, 30633; score 0 (Madison, GA), climate 22 (Madison, GA): 30628, 30629; score 0 (Madison, GA), climate 12 (Madison, GA): 30627.
DLRadar rescores Madison, GA monthly; Madison, GA readings join Madison, GA foreclosure, lien and ownership parcels (Madison, GA), so cost-squeezed Madison, GA owners surface before listing.
Inside Georgia, Madison County ranks 106th of 159 counties for home-insurance distress at 49/100; Laurens County (49/100) sits just above Madison County, and Pike County (49/100) sits just below Madison County.
Deterministic. Every Madison County, GA signal traces to a public Madison dataset (FEMA, NFIP, Census for Madison, GA) · how insurance distress works in Madison, GA · methodology
FAQ: Madison County, GA insurance distress
What is the Madison County, GA home-insurance-distress score?
Madison, GA: 49/100 (MEDIUM), #1,115 of 3,222, #106 in Georgia. FEMA hazard, Madison, GA: 96/100; NFIP stress, Madison, GA: 0/100; construction, Madison, GA: 63/100; Madison, GA rescores monthly.
Is Madison County insurance distress getting better or worse (GA)?
Madison, GA: 47 in March 2026; Madison, GA: 49 in October 2026 (worse); Madison, GA climate component 96.
Which Madison County ZIP codes carry the most insurance distress (GA)?
Madison, GA, June 2026: 30601 at 0, 30565 at 0, 30683 at 0, 30662 at 0; Madison, GA climate scores there: 66, 47, 34, 30.
Why does Madison, GA insurance distress create sellers?
A Madison, GA premium outruns the Madison, GA budget; a carrier leaves Madison, GA; Madison, GA carrying cost passes plan; Madison, GA owners sell while current; Madison, GA insurance distress leads Madison, GA foreclosure data.