Monroe County, GA: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, GA: 89/100 (severe) home-insurance distress; Monroe, GA band HIGH; Monroe, GA #130 of 3,222 counties; Monroe, GA #24 of 159 in Georgia.
FEMA hazard, Monroe, GA: 94/100; Monroe, GA declarations, three years: 9; Monroe, GA perils: 3 hurricane, 3 tropical-storm; Monroe, GA five-year count 9 (severity 15.0); Monroe, GA ten-year 9; hazard-weighted, Monroe, GA: 24.0.
Declared incidents on the Monroe, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Monroe, GA); 2024 Hurricane 3 (Monroe, GA).
NFIP claims, Monroe, GA, three years: 4; Monroe, GA payouts $241,480; per Monroe, GA claim $60,370; Monroe, GA claim-stress 81/100.
Monroe, GA monthly score fell, 89 (March 2026) to 88 (October 2026); Monroe, GA by month: March 89, April 89, May 88, June 88 (Monroe, GA), July 85, August 87, September 87, October 88.
Monroe, GA components: climate 93, NFIP claims 81; Monroe, GA retreat index 88.
Construction distress, Monroe, GA: 55/100 as of August 2026 (Monroe, GA: 56/100 one-to-four unit, 0/100 multifamily).
Monroe, GA ZIPs, June 2026 (Monroe, GA, 10 highest): score 0 (Monroe, GA), climate 63 (Monroe, GA): 31210; score 0 (Monroe, GA), climate 53 (Monroe, GA): 31220; score 0 (Monroe, GA), climate 22 (Monroe, GA): 30233; score 0 (Monroe, GA), climate 20 (Monroe, GA): 31004, 31029; score 0 (Monroe, GA), climate 19 (Monroe, GA): 31046; score 0 (Monroe, GA), climate 16 (Monroe, GA): 31016, 31097; score 0 (Monroe, GA), climate 9 (Monroe, GA): 30204; score 0 (Monroe, GA), climate 7 (Monroe, GA): 31066.
DLRadar rescores Monroe, GA monthly; Monroe, GA readings join Monroe, GA foreclosure, lien and ownership parcels (Monroe, GA), so cost-squeezed Monroe, GA owners surface before listing.
Inside Georgia, Monroe County ranks 24th of 159 counties for home-insurance distress at 89/100; Tattnall County (89/100) sits just above Monroe County, and Henry County (88/100) sits just below Monroe County.
Deterministic. Every Monroe County, GA signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, GA) · how insurance distress works in Monroe, GA · methodology
FAQ: Monroe County, GA insurance distress
What is the Monroe County, GA home-insurance-distress score?
Monroe, GA: 89/100 (HIGH), #130 of 3,222, #24 in Georgia. FEMA hazard, Monroe, GA: 94/100; NFIP stress, Monroe, GA: 81/100; construction, Monroe, GA: 55/100; Monroe, GA rescores monthly.
Is Monroe County insurance distress getting better or worse (GA)?
Monroe, GA: 89 in March 2026; Monroe, GA: 88 in October 2026 (better); Monroe, GA climate component 93; Monroe, GA NFIP claims score 81.
How many flood-insurance claims has Monroe County, GA had?
Monroe, GA: 4 NFIP claims, three years; Monroe, GA paid $241,480; per Monroe, GA claim $60,370; carriers reprice Monroe, GA against that record.
Which Monroe County ZIP codes carry the most insurance distress (GA)?
Monroe, GA, June 2026: 31210 at 0, 31220 at 0, 30233 at 0, 31004 at 0; Monroe, GA climate scores there: 63, 53, 22, 20.
Why does Monroe, GA insurance distress create sellers?
A Monroe, GA premium outruns the Monroe, GA budget; a carrier leaves Monroe, GA; Monroe, GA carrying cost passes plan; Monroe, GA owners sell while current; Monroe, GA insurance distress leads Monroe, GA foreclosure data.