Montgomery County, GA: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, GA: 86/100 (severe) home-insurance distress; Montgomery, GA band HIGH; Montgomery, GA #201 of 3,222 counties; Montgomery, GA #31 of 159 in Georgia; raw Montgomery, GA 84.2.
FEMA hazard, Montgomery, GA: 96/100; Montgomery, GA declarations, three years: 8; Montgomery, GA perils: 3 hurricane, 4 tropical-storm; Montgomery, GA five-year count 15 (severity 22.5); Montgomery, GA ten-year 15; hazard-weighted, Montgomery, GA: 22.0.
Declared incidents on the Montgomery, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Montgomery, GA); 2024 Hurricane 3; 2023 Hurricane 1 (Montgomery, GA).
NFIP claims, Montgomery, GA, three years: 3; Montgomery, GA payouts $68,403; per Montgomery, GA claim $22,801; Montgomery, GA claim-stress 71/100.
Montgomery, GA monthly score fell, 87 (March 2026) to 86 (October 2026); Montgomery, GA by month: March 87, April 87, May 86, June 86 (Montgomery, GA), July 85, August 86, September 86, October 86.
Montgomery, GA components: climate 96, NFIP claims 71; Montgomery, GA retreat index 86.
Construction distress, Montgomery, GA: 0/100 as of August 2026 (Montgomery, GA: 0/100 one-to-four unit, 16/100 multifamily).
Montgomery, GA ZIPs, June 2026 (Montgomery, GA, 7 highest): score 0 (Montgomery, GA), climate 32 (Montgomery, GA): 30474; score 0 (Montgomery, GA), climate 25 (Montgomery, GA): 30473; score 0 (Montgomery, GA), climate 6 (Montgomery, GA): 30410, 30412, 30445; score 0 (Montgomery, GA), climate 5 (Montgomery, GA): 30470; score 0 (Montgomery, GA), climate 3 (Montgomery, GA): 30457.
DLRadar rescores Montgomery, GA monthly; Montgomery, GA readings join Montgomery, GA foreclosure, lien and ownership parcels (Montgomery, GA), so cost-squeezed Montgomery, GA owners surface before listing.
Inside Georgia, Montgomery County ranks 39th of 159 counties for home-insurance distress at 86/100; Burke County (86/100) sits just above Montgomery County, and Gilmer County (86/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, GA signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, GA) · how insurance distress works in Montgomery, GA · methodology
FAQ: Montgomery County, GA insurance distress
What is the Montgomery County, GA home-insurance-distress score?
Montgomery, GA: 86/100 (HIGH), #201 of 3,222, #31 in Georgia. FEMA hazard, Montgomery, GA: 96/100; NFIP stress, Montgomery, GA: 71/100; construction, Montgomery, GA: 0/100; Montgomery, GA rescores monthly.
Is Montgomery County insurance distress getting better or worse (GA)?
Montgomery, GA: 87 in March 2026; Montgomery, GA: 86 in October 2026 (better); Montgomery, GA climate component 96; Montgomery, GA NFIP claims score 71.
How many flood-insurance claims has Montgomery County, GA had?
Montgomery, GA: 3 NFIP claims, three years; Montgomery, GA paid $68,403; per Montgomery, GA claim $22,801; carriers reprice Montgomery, GA against that record.
Which Montgomery County ZIP codes carry the most insurance distress (GA)?
Montgomery, GA, June 2026: 30474 at 0, 30473 at 0, 30410 at 0, 30412 at 0; Montgomery, GA climate scores there: 32, 25, 6, 6.
Why does Montgomery, GA insurance distress create sellers?
A Montgomery, GA premium outruns the Montgomery, GA budget; a carrier leaves Montgomery, GA; Montgomery, GA carrying cost passes plan; Montgomery, GA owners sell while current; Montgomery, GA insurance distress leads Montgomery, GA foreclosure data.