Terrell County, GA: Home-Insurance Distress & Forced-Sale Pressure
Terrell County, GA: 46/100 (elevated) home-insurance distress; Terrell, GA band MEDIUM; Terrell, GA #1,207 of 3,222 counties; Terrell, GA #154 of 159 in Georgia; raw Terrell, GA 46.9; Terrell, GA coverage multiplier 0.85.
FEMA hazard, Terrell, GA: 90/100; Terrell, GA declarations, three years: 4; Terrell, GA perils: 4 tropical-storm; Terrell, GA five-year count 3 (severity 4.5); Terrell, GA ten-year 3; hazard-weighted, Terrell, GA: 12.0.
Declared incidents on the Terrell, GA record: 2026 Tropical Storm 3; 2024 Tropical Storm 3 (Terrell, GA).
NFIP claims, Terrell, GA, three years: none; Terrell, GA claim-stress 0/100.
Terrell, GA monthly score rose, 37 (March 2026) to 45 (October 2026); Terrell, GA by month: March 37, April 37, May 35, June 35 (Terrell, GA), July 33, August 33, September 32, October 45.
Terrell, GA components: climate 88; Terrell, GA retreat index 45; Terrell, GA climate multiplier 0.85.
Construction distress, Terrell, GA: 63/100 as of August 2026 (Terrell, GA: 63/100 one-to-four unit, 0/100 multifamily).
Terrell, GA ZIPs, June 2026 (Terrell, GA, 7 highest): score 0 (Terrell, GA), climate 68 (Terrell, GA): 31721; score 0 (Terrell, GA), climate 37 (Terrell, GA): 31763; score 0 (Terrell, GA), climate 14 (Terrell, GA): 39826, 39842, 39885, 39886; score 0 (Terrell, GA), climate 10 (Terrell, GA): 39877.
DLRadar rescores Terrell, GA monthly; Terrell, GA readings join Terrell, GA foreclosure, lien and ownership parcels (Terrell, GA), so cost-squeezed Terrell, GA owners surface before listing.
Inside Georgia, Terrell County ranks 154th of 159 counties for home-insurance distress at 46/100; Taylor County (46/100) sits just above Terrell County, and Towns County (46/100) sits just below Terrell County.
Deterministic. Every Terrell County, GA signal traces to a public Terrell dataset (FEMA, NFIP, Census for Terrell, GA) · how insurance distress works in Terrell, GA · methodology
FAQ: Terrell County, GA insurance distress
What is the Terrell County, GA home-insurance-distress score?
Terrell, GA: 46/100 (MEDIUM), #1,207 of 3,222, #154 in Georgia. FEMA hazard, Terrell, GA: 90/100; NFIP stress, Terrell, GA: 0/100; construction, Terrell, GA: 63/100; Terrell, GA rescores monthly.
Is Terrell County insurance distress getting better or worse (GA)?
Terrell, GA: 37 in March 2026; Terrell, GA: 45 in October 2026 (worse); Terrell, GA climate component 88.
Which Terrell County ZIP codes carry the most insurance distress (GA)?
Terrell, GA, June 2026: 31721 at 0, 31763 at 0, 39826 at 0, 39842 at 0; Terrell, GA climate scores there: 68, 37, 14, 14.
Why does Terrell, GA insurance distress create sellers?
A Terrell, GA premium outruns the Terrell, GA budget; a carrier leaves Terrell, GA; Terrell, GA carrying cost passes plan; Terrell, GA owners sell while current; Terrell, GA insurance distress leads Terrell, GA foreclosure data.