Wilkes County, GA: Home-Insurance Distress & Forced-Sale Pressure
Wilkes County, GA: 48/100 (elevated) home-insurance distress; Wilkes, GA band MEDIUM; Wilkes, GA #1,152 of 3,222 counties; Wilkes, GA #130 of 159 in Georgia; raw Wilkes, GA 56.5; Wilkes, GA coverage multiplier 0.85.
FEMA hazard, Wilkes, GA: 94/100; Wilkes, GA declarations, three years: 9; Wilkes, GA perils: 3 hurricane, 3 tropical-storm; Wilkes, GA five-year count 9 (severity 15.0); Wilkes, GA ten-year 9; hazard-weighted, Wilkes, GA: 24.0.
Declared incidents on the Wilkes, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Wilkes, GA); 2024 Hurricane 3 (Wilkes, GA).
NFIP claims, Wilkes, GA, three years: none; Wilkes, GA claim-stress 0/100.
Wilkes, GA monthly score rose, 47 (March 2026) to 48 (October 2026); Wilkes, GA by month: March 47, April 47, May 47, June 47 (Wilkes, GA), July 44, August 46, September 46, October 48.
Wilkes, GA components: climate 93; Wilkes, GA retreat index 48; Wilkes, GA climate multiplier 0.85.
Construction distress, Wilkes, GA: 49/100 as of August 2026 (Wilkes, GA: 49/100 one-to-four unit, 0/100 multifamily).
Wilkes, GA ZIPs, June 2026 (Wilkes, GA, 5 highest): score 0 (Wilkes, GA), climate 10 (Wilkes, GA): 30660, 30673; score 0 (Wilkes, GA), climate 9 (Wilkes, GA): 30668; score 0 (Wilkes, GA), climate 5 (Wilkes, GA): 30817; score 0 (Wilkes, GA), climate 1 (Wilkes, GA): 30631.
DLRadar rescores Wilkes, GA monthly; Wilkes, GA readings join Wilkes, GA foreclosure, lien and ownership parcels (Wilkes, GA), so cost-squeezed Wilkes, GA owners surface before listing.
Inside Georgia, Wilkes County ranks 130th of 159 counties for home-insurance distress at 48/100; Warren County (48/100) sits just above Wilkes County, and Wilkinson County (48/100) sits just below Wilkes County.
Deterministic. Every Wilkes County, GA signal traces to a public Wilkes dataset (FEMA, NFIP, Census for Wilkes, GA) · how insurance distress works in Wilkes, GA · methodology
FAQ: Wilkes County, GA insurance distress
What is the Wilkes County, GA home-insurance-distress score?
Wilkes, GA: 48/100 (MEDIUM), #1,152 of 3,222, #130 in Georgia. FEMA hazard, Wilkes, GA: 94/100; NFIP stress, Wilkes, GA: 0/100; construction, Wilkes, GA: 49/100; Wilkes, GA rescores monthly.
Is Wilkes County insurance distress getting better or worse (GA)?
Wilkes, GA: 47 in March 2026; Wilkes, GA: 48 in October 2026 (worse); Wilkes, GA climate component 93.
Which Wilkes County ZIP codes carry the most insurance distress (GA)?
Wilkes, GA, June 2026: 30660 at 0, 30673 at 0, 30668 at 0, 30817 at 0; Wilkes, GA climate scores there: 10, 10, 9, 5.
Why does Wilkes, GA insurance distress create sellers?
A Wilkes, GA premium outruns the Wilkes, GA budget; a carrier leaves Wilkes, GA; Wilkes, GA carrying cost passes plan; Wilkes, GA owners sell while current; Wilkes, GA insurance distress leads Wilkes, GA foreclosure data.