Kauai County, HI: Home-Insurance Distress & Forced-Sale Pressure
Kauai County, HI: 95/100 (severe) home-insurance distress; Kauai, HI band HIGH; Kauai, HI #40 of 3,222 counties; Kauai, HI #4 of 5 in Hawaii.
FEMA hazard, Kauai, HI: 96/100; Kauai, HI declarations, three years: 9; Kauai, HI perils: 3 hurricane, 3 tropical-storm, 3 flood; Kauai, HI five-year count 3 (severity 4.5); Kauai, HI ten-year 3; hazard-weighted, Kauai, HI: 30.0.
Declared incidents on the Kauai, HI record: 2026 Tropical Storm 3; 2026 Hurricane 3 (Kauai, HI); 2024 Flood 3 (Kauai, HI).
NFIP claims, Kauai, HI, three years: 76; Kauai, HI payouts $3,292,050; per Kauai, HI claim $43,316; Kauai, HI claim-stress 93/100.
Kauai, HI monthly score rose, 76 (March 2026) to 94 (October 2026); Kauai, HI by month: March 76, April 76, May 72, June 72 (Kauai, HI), July 69, August 68, September 69, October 94.
Kauai, HI components: climate 95, NFIP claims 93; Kauai, HI retreat index 94.
Construction distress, Kauai, HI: 64/100 as of August 2026 (Kauai, HI: 64/100 one-to-four unit, 0/100 multifamily).
Kauai, HI ZIPs, June 2026 (Kauai, HI, 16 highest): score 0 (Kauai, HI), climate 85 (Kauai, HI): 96703, 96705, 96714, 96716, Kauai, HI 96722, 96741, 96746, 96747, Kauai, HI 96751, 96752, 96754, 96756, Kauai, HI 96765, 96766, 96769, 96796.
DLRadar rescores Kauai, HI monthly; Kauai, HI readings join Kauai, HI foreclosure, lien and ownership parcels (Kauai, HI), so cost-squeezed Kauai, HI owners surface before listing.
Inside Hawaii, Kauai County ranks 4th of 5 counties for home-insurance distress at 95/100; Hawaii County (96/100) sits just above Kauai County, and Kalawao County (0/100) sits just below Kauai County.
Deterministic. Every Kauai County, HI signal traces to a public Kauai dataset (FEMA, NFIP, Census for Kauai, HI) · how insurance distress works in Kauai, HI · methodology
FAQ: Kauai County, HI insurance distress
What is the Kauai County, HI home-insurance-distress score?
Kauai, HI: 95/100 (HIGH), #40 of 3,222, #4 in Hawaii. FEMA hazard, Kauai, HI: 96/100; NFIP stress, Kauai, HI: 93/100; construction, Kauai, HI: 64/100; Kauai, HI rescores monthly.
Is Kauai County insurance distress getting better or worse (HI)?
Kauai, HI: 76 in March 2026; Kauai, HI: 94 in October 2026 (worse); Kauai, HI climate component 95; Kauai, HI NFIP claims score 93.
How many flood-insurance claims has Kauai County, HI had?
Kauai, HI: 76 NFIP claims, three years; Kauai, HI paid $3,292,050; per Kauai, HI claim $43,316; carriers reprice Kauai, HI against that record.
Which Kauai County ZIP codes carry the most insurance distress (HI)?
Kauai, HI, June 2026: 96703 at 0, 96705 at 0, 96714 at 0, 96716 at 0; Kauai, HI climate scores there: 85, 85, 85, 85.
Why does Kauai, HI insurance distress create sellers?
A Kauai, HI premium outruns the Kauai, HI budget; a carrier leaves Kauai, HI; Kauai, HI carrying cost passes plan; Kauai, HI owners sell while current; Kauai, HI insurance distress leads Kauai, HI foreclosure data.