Maui County, HI: Home-Insurance Distress & Forced-Sale Pressure
Maui County, HI: 98/100 (severe) home-insurance distress; Maui, HI band HIGH; Maui, HI #14 of 3,222 counties; Maui, HI #1 of 5 in Hawaii.
FEMA hazard, Maui, HI: 98/100; Maui, HI declarations, three years: 15; Maui, HI perils: 6 hurricane, 3 tropical-storm, 3 flood, 3 fire; Maui, HI five-year count 15 (severity 18.0); Maui, HI ten-year 15; hazard-weighted, Maui, HI: 51.0.
Declared incidents on the Maui, HI record: 2026 Hurricane 4; 2026 Tropical Storm 2 (Maui, HI); 2026 Flood 2; 2025 Fire 2 (Maui, HI); 2023 Fire 1 (Maui, HI).
NFIP claims, Maui, HI, three years: 185; Maui, HI payouts $12,716,165; per Maui, HI claim $68,736; Maui, HI claim-stress 97/100.
Maui, HI monthly score rose, 76 (March 2026) to 98 (October 2026); Maui, HI by month: March 76, April 76, May 81, June 81 (Maui, HI), July 79, August 78, September 78, October 98.
Maui, HI components: climate 98, NFIP claims 97; Maui, HI retreat index 98.
Construction distress, Maui, HI: 91/100 as of August 2026 (Maui, HI: 92/100 one-to-four unit, 90/100 multifamily).
Maui, HI ZIPs, June 2026 (Maui, HI, 14 highest): score 0 (Maui, HI), climate 93 (Maui, HI): 96708, 96713, 96729, 96732, Maui, HI 96748, 96753, 96757, 96761, Maui, HI 96763, 96768, 96770, 96779, Maui, HI 96790, 96793.
DLRadar rescores Maui, HI monthly; Maui, HI readings join Maui, HI foreclosure, lien and ownership parcels (Maui, HI), so cost-squeezed Maui, HI owners surface before listing.
Inside Hawaii, Maui County ranks 1st of 5 counties for home-insurance distress at 98/100; Honolulu County (96/100) sits just below Maui County.
Deterministic. Every Maui County, HI signal traces to a public Maui dataset (FEMA, NFIP, Census for Maui, HI) · how insurance distress works in Maui, HI · methodology
FAQ: Maui County, HI insurance distress
What is the Maui County, HI home-insurance-distress score?
Maui, HI: 98/100 (HIGH), #14 of 3,222, #1 in Hawaii. FEMA hazard, Maui, HI: 98/100; NFIP stress, Maui, HI: 97/100; construction, Maui, HI: 91/100; Maui, HI rescores monthly.
Is Maui County insurance distress getting better or worse (HI)?
Maui, HI: 76 in March 2026; Maui, HI: 98 in October 2026 (worse); Maui, HI climate component 98; Maui, HI NFIP claims score 97.
How many flood-insurance claims has Maui County, HI had?
Maui, HI: 185 NFIP claims, three years; Maui, HI paid $12,716,165; per Maui, HI claim $68,736; carriers reprice Maui, HI against that record.
Which Maui County ZIP codes carry the most insurance distress (HI)?
Maui, HI, June 2026: 96708 at 0, 96713 at 0, 96729 at 0, 96732 at 0; Maui, HI climate scores there: 93, 93, 93, 93.
Why does Maui, HI insurance distress create sellers?
A Maui, HI premium outruns the Maui, HI budget; a carrier leaves Maui, HI; Maui, HI carrying cost passes plan; Maui, HI owners sell while current; Maui, HI insurance distress leads Maui, HI foreclosure data.