Adair County, IA: Home-Insurance Distress & Forced-Sale Pressure
Adair County, IA: 21/100 (low) home-insurance distress; Adair, IA band LOW; Adair, IA #2,107 of 3,222 counties; Adair, IA #40 of 99 in Iowa; raw Adair, IA 24.1; Adair, IA coverage multiplier 0.85.
FEMA hazard, Adair, IA: 40/100; Adair, IA declarations, three years: 2; Adair, IA perils: 2 severe-storm; Adair, IA five-year count 3 (severity 4.5); Adair, IA ten-year 3; hazard-weighted, Adair, IA: 2.0.
Declared incidents on the Adair, IA record: 2024 Severe Storm 3 (Adair, IA).
NFIP claims, Adair, IA, three years: none; Adair, IA claim-stress 0/100.
Adair, IA monthly score fell, 26 (March 2026) to 23 (October 2026); Adair, IA by month: March 26, April 26, May 24, June 24 (Adair, IA), July 23, August 21, September 21, October 23.
Adair, IA components: climate 46; Adair, IA retreat index 23; Adair, IA climate multiplier 0.85.
Construction distress, Adair, IA: 37/100 as of August 2026 (Adair, IA: 42/100 one-to-four unit, 31/100 multifamily).
Adair, IA ZIPs, June 2026 (Adair, IA, 14 highest): score 0 (Adair, IA), climate 54 (Adair, IA): 50020; score 0 (Adair, IA), climate 49 (Adair, IA): 50846, 50849, 50858; score 0 (Adair, IA), climate 47 (Adair, IA): 50837; score 0 (Adair, IA), climate 45 (Adair, IA): 50070, 50250; score 0 (Adair, IA), climate 43 (Adair, IA): 50002, 50164; score 0 (Adair, IA), climate 42 (Adair, IA): 50048, 50801; score 0 (Adair, IA), climate 37 (Adair, IA): 50155; score 0 (Adair, IA), climate 36 (Adair, IA): 50273; score 0 (Adair, IA), climate 25 (Adair, IA): 50859.
DLRadar rescores Adair, IA monthly; Adair, IA readings join Adair, IA foreclosure, lien and ownership parcels (Adair, IA), so cost-squeezed Adair, IA owners surface before listing.
Inside Iowa, Adair County ranks 40th of 99 counties for home-insurance distress at 21/100; Clayton County (21/100) sits just above Adair County, and Calhoun County (21/100) sits just below Adair County.
Deterministic. Every Adair County, IA signal traces to a public Adair dataset (FEMA, NFIP, Census for Adair, IA) · how insurance distress works in Adair, IA · methodology
FAQ: Adair County, IA insurance distress
What is the Adair County, IA home-insurance-distress score?
Adair, IA: 21/100 (LOW), #2,107 of 3,222, #40 in Iowa. FEMA hazard, Adair, IA: 40/100; NFIP stress, Adair, IA: 0/100; construction, Adair, IA: 37/100; Adair, IA rescores monthly.
Is Adair County insurance distress getting better or worse (IA)?
Adair, IA: 26 in March 2026; Adair, IA: 23 in October 2026 (better); Adair, IA climate component 46.
Which Adair County ZIP codes carry the most insurance distress (IA)?
Adair, IA, June 2026: 50020 at 0, 50846 at 0, 50849 at 0, 50858 at 0; Adair, IA climate scores there: 54, 49, 49, 49.
Why does Adair, IA insurance distress create sellers?
A Adair, IA premium outruns the Adair, IA budget; a carrier leaves Adair, IA; Adair, IA carrying cost passes plan; Adair, IA owners sell while current; Adair, IA insurance distress leads Adair, IA foreclosure data.