Adams County, IA: Home-Insurance Distress & Forced-Sale Pressure
Adams County, IA: 46/100 (elevated) home-insurance distress; Adams, IA band MEDIUM; Adams, IA #1,182 of 3,222 counties; Adams, IA #27 of 99 in Iowa.
FEMA hazard, Adams, IA: 40/100; Adams, IA declarations, three years: 2; Adams, IA perils: 2 severe-storm; Adams, IA five-year count 3 (severity 4.5); Adams, IA ten-year 3; hazard-weighted, Adams, IA: 2.0.
Declared incidents on the Adams, IA record: 2024 Severe Storm 3 (Adams, IA).
NFIP claims, Adams, IA, three years: 1; Adams, IA payouts $8,405; per Adams, IA claim $8,405; Adams, IA claim-stress 55/100.
Adams, IA monthly score rose, 26 (March 2026) to 50 (October 2026); Adams, IA by month: March 26, April 26, May 24, June 24 (Adams, IA), July 23, August 21, September 21, October 50.
Adams, IA components: climate 46, NFIP claims 55; Adams, IA retreat index 50.
Construction distress, Adams, IA: 3/100 as of August 2026 (Adams, IA: 5/100 one-to-four unit, 12/100 multifamily).
Adams, IA ZIPs, June 2026 (Adams, IA, 10 highest): score 0 (Adams, IA), climate 56 (Adams, IA): 50853; score 0 (Adams, IA), climate 55 (Adams, IA): 50843; score 0 (Adams, IA), climate 47 (Adams, IA): 50837; score 0 (Adams, IA), climate 42 (Adams, IA): 50801; score 0 (Adams, IA), climate 37 (Adams, IA): 50864; score 0 (Adams, IA), climate 33 (Adams, IA): 50851; score 0 (Adams, IA), climate 27 (Adams, IA): 50857; score 0 (Adams, IA), climate 25 (Adams, IA): 50841, 50859; score 0 (Adams, IA), climate 23 (Adams, IA): 50839.
DLRadar rescores Adams, IA monthly; Adams, IA readings join Adams, IA foreclosure, lien and ownership parcels (Adams, IA), so cost-squeezed Adams, IA owners surface before listing.
Inside Iowa, Adams County ranks 27th of 99 counties for home-insurance distress at 46/100; Butler County (48/100) sits just above Adams County, and Tama County (46/100) sits just below Adams County.
Deterministic. Every Adams County, IA signal traces to a public Adams dataset (FEMA, NFIP, Census for Adams, IA) · how insurance distress works in Adams, IA · methodology
FAQ: Adams County, IA insurance distress
What is the Adams County, IA home-insurance-distress score?
Adams, IA: 46/100 (MEDIUM), #1,182 of 3,222, #27 in Iowa. FEMA hazard, Adams, IA: 40/100; NFIP stress, Adams, IA: 55/100; construction, Adams, IA: 3/100; Adams, IA rescores monthly.
Is Adams County insurance distress getting better or worse (IA)?
Adams, IA: 26 in March 2026; Adams, IA: 50 in October 2026 (worse); Adams, IA climate component 46; Adams, IA NFIP claims score 55.
How many flood-insurance claims has Adams County, IA had?
Adams, IA: 1 NFIP claims, three years; Adams, IA paid $8,405; per Adams, IA claim $8,405; carriers reprice Adams, IA against that record.
Which Adams County ZIP codes carry the most insurance distress (IA)?
Adams, IA, June 2026: 50853 at 0, 50843 at 0, 50837 at 0, 50801 at 0; Adams, IA climate scores there: 56, 55, 47, 42.
Why does Adams, IA insurance distress create sellers?
A Adams, IA premium outruns the Adams, IA budget; a carrier leaves Adams, IA; Adams, IA carrying cost passes plan; Adams, IA owners sell while current; Adams, IA insurance distress leads Adams, IA foreclosure data.