Benton County, IA: Home-Insurance Distress & Forced-Sale Pressure
Benton County, IA: 18/100 (low) home-insurance distress; Benton, IA band LOW; Benton, IA #2,387 of 3,222 counties; Benton, IA #57 of 99 in Iowa; raw Benton, IA 20.9; Benton, IA coverage multiplier 0.85.
FEMA hazard, Benton, IA: 0/100; Benton, IA declarations, three years: none.
NFIP claims, Benton, IA, three years: 1; Benton, IA payouts $4,134; per Benton, IA claim $4,134; Benton, IA claim-stress 52/100.
Benton, IA monthly score fell, 26 (March 2026) to 18 (October 2026); Benton, IA by month: March 26, April 26, May 26, June 26 (Benton, IA), July 26, August 26, September 26, October 18.
Benton, IA components: NFIP claims 52; Benton, IA retreat index 18; Benton, IA climate multiplier 0.85.
Construction distress, Benton, IA: 78/100 as of August 2026 (Benton, IA: 75/100 one-to-four unit, 28/100 multifamily).
Benton, IA ZIPs, June 2026 (Benton, IA, 16 highest): score 0 (Benton, IA), climate 82 (Benton, IA): 52228; score 0 (Benton, IA), climate 79 (Benton, IA): 52324; score 0 (Benton, IA), climate 77 (Benton, IA): 52213; score 0 (Benton, IA), climate 68 (Benton, IA): 50651; score 0 (Benton, IA), climate 61 (Benton, IA): 52352; score 0 (Benton, IA), climate 56 (Benton, IA): 52351; score 0 (Benton, IA), climate 45 (Benton, IA): 52332; score 0 (Benton, IA), climate 44 (Benton, IA): 52225; score 0 (Benton, IA), climate 43 (Benton, IA): 52224; score 0 (Benton, IA), climate 41 (Benton, IA): 52206, 52229, 52249, 52257, Benton, IA 52313, 52315, 52345.
DLRadar rescores Benton, IA monthly; Benton, IA readings join Benton, IA foreclosure, lien and ownership parcels (Benton, IA), so cost-squeezed Benton, IA owners surface before listing.
Inside Iowa, Benton County ranks 57th of 99 counties for home-insurance distress at 18/100; Clinton County (18/100) sits just above Benton County, and Allamakee County (17/100) sits just below Benton County.
Deterministic. Every Benton County, IA signal traces to a public Benton dataset (FEMA, NFIP, Census for Benton, IA) · how insurance distress works in Benton, IA · methodology
FAQ: Benton County, IA insurance distress
What is the Benton County, IA home-insurance-distress score?
Benton, IA: 18/100 (LOW), #2,387 of 3,222, #57 in Iowa. FEMA hazard, Benton, IA: 0/100; NFIP stress, Benton, IA: 52/100; construction, Benton, IA: 78/100; Benton, IA rescores monthly.
Is Benton County insurance distress getting better or worse (IA)?
Benton, IA: 26 in March 2026; Benton, IA: 18 in October 2026 (better); Benton, IA NFIP claims score 52.
How many flood-insurance claims has Benton County, IA had?
Benton, IA: 1 NFIP claims, three years; Benton, IA paid $4,134; per Benton, IA claim $4,134; carriers reprice Benton, IA against that record.
Which Benton County ZIP codes carry the most insurance distress (IA)?
Benton, IA, June 2026: 52228 at 0, 52324 at 0, 52213 at 0, 50651 at 0; Benton, IA climate scores there: 82, 79, 77, 68.
Why does Benton, IA insurance distress create sellers?
A Benton, IA premium outruns the Benton, IA budget; a carrier leaves Benton, IA; Benton, IA carrying cost passes plan; Benton, IA owners sell while current; Benton, IA insurance distress leads Benton, IA foreclosure data.