Calhoun County, IA: Home-Insurance Distress & Forced-Sale Pressure
Calhoun County, IA: 21/100 (low) home-insurance distress; Calhoun, IA band LOW; Calhoun, IA #2,108 of 3,222 counties; Calhoun, IA #41 of 99 in Iowa; raw Calhoun, IA 24.1; Calhoun, IA coverage multiplier 0.85.
FEMA hazard, Calhoun, IA: 40/100; Calhoun, IA declarations, three years: 2; Calhoun, IA perils: 2 severe-storm; Calhoun, IA five-year count 3 (severity 4.5); Calhoun, IA ten-year 3; hazard-weighted, Calhoun, IA: 2.0.
Declared incidents on the Calhoun, IA record: 2024 Severe Storm 3 (Calhoun, IA).
NFIP claims, Calhoun, IA, three years: none; Calhoun, IA claim-stress 0/100.
Calhoun, IA monthly score fell, 26 (March 2026) to 23 (October 2026); Calhoun, IA by month: March 26, April 26, May 24, June 24 (Calhoun, IA), July 23, August 21, September 21, October 23.
Calhoun, IA components: climate 46; Calhoun, IA retreat index 23; Calhoun, IA climate multiplier 0.85.
Construction distress, Calhoun, IA: 76/100 as of August 2026 (Calhoun, IA: 81/100 one-to-four unit, 10/100 multifamily).
Calhoun, IA ZIPs, June 2026 (Calhoun, IA, 15 highest): score 0 (Calhoun, IA), climate 63 (Calhoun, IA): 50566; score 0 (Calhoun, IA), climate 47 (Calhoun, IA): 50538, 50586, 51449, 51453; score 0 (Calhoun, IA), climate 45 (Calhoun, IA): 50551, 50552, 50579; score 0 (Calhoun, IA), climate 44 (Calhoun, IA): 50563; score 0 (Calhoun, IA), climate 43 (Calhoun, IA): 50561; score 0 (Calhoun, IA), climate 41 (Calhoun, IA): 50575, 51433; score 0 (Calhoun, IA), climate 39 (Calhoun, IA): 50540, 50583; score 0 (Calhoun, IA), climate 38 (Calhoun, IA): 50050.
DLRadar rescores Calhoun, IA monthly; Calhoun, IA readings join Calhoun, IA foreclosure, lien and ownership parcels (Calhoun, IA), so cost-squeezed Calhoun, IA owners surface before listing.
Inside Iowa, Calhoun County ranks 41st of 99 counties for home-insurance distress at 21/100; Adair County (21/100) sits just above Calhoun County, and Cedar County (21/100) sits just below Calhoun County.
Deterministic. Every Calhoun County, IA signal traces to a public Calhoun dataset (FEMA, NFIP, Census for Calhoun, IA) · how insurance distress works in Calhoun, IA · methodology
FAQ: Calhoun County, IA insurance distress
What is the Calhoun County, IA home-insurance-distress score?
Calhoun, IA: 21/100 (LOW), #2,108 of 3,222, #41 in Iowa. FEMA hazard, Calhoun, IA: 40/100; NFIP stress, Calhoun, IA: 0/100; construction, Calhoun, IA: 76/100; Calhoun, IA rescores monthly.
Is Calhoun County insurance distress getting better or worse (IA)?
Calhoun, IA: 26 in March 2026; Calhoun, IA: 23 in October 2026 (better); Calhoun, IA climate component 46.
Which Calhoun County ZIP codes carry the most insurance distress (IA)?
Calhoun, IA, June 2026: 50566 at 0, 50538 at 0, 50586 at 0, 51449 at 0; Calhoun, IA climate scores there: 63, 47, 47, 47.
Why does Calhoun, IA insurance distress create sellers?
A Calhoun, IA premium outruns the Calhoun, IA budget; a carrier leaves Calhoun, IA; Calhoun, IA carrying cost passes plan; Calhoun, IA owners sell while current; Calhoun, IA insurance distress leads Calhoun, IA foreclosure data.