Cedar County, IA: Home-Insurance Distress & Forced-Sale Pressure
Cedar County, IA: 21/100 (low) home-insurance distress; Cedar, IA band LOW; Cedar, IA #2,109 of 3,222 counties; Cedar, IA #42 of 99 in Iowa; raw Cedar, IA 24.3; Cedar, IA coverage multiplier 0.85.
FEMA hazard, Cedar, IA: 40/100; Cedar, IA declarations, three years: 2; Cedar, IA perils: 2 severe-storm; Cedar, IA five-year count 3 (severity 4.5); Cedar, IA ten-year 3; hazard-weighted, Cedar, IA: 2.0.
Declared incidents on the Cedar, IA record: 2024 Severe Storm 3 (Cedar, IA).
NFIP claims, Cedar, IA, three years: none; Cedar, IA claim-stress 0/100.
Cedar, IA monthly score fell, 26 (March 2026) to 23 (October 2026); Cedar, IA by month: March 26, April 26, May 24, June 24 (Cedar, IA), July 23, August 21, September 21, October 23.
Cedar, IA components: climate 46; Cedar, IA retreat index 23; Cedar, IA climate multiplier 0.85.
Construction distress, Cedar, IA: 53/100 as of August 2026 (Cedar, IA: 60/100 one-to-four unit, 46/100 multifamily).
Cedar, IA ZIPs, June 2026 (Cedar, IA, 16 highest): score 0 (Cedar, IA), climate 86 (Cedar, IA): 52333; score 0 (Cedar, IA), climate 74 (Cedar, IA): 52765; score 0 (Cedar, IA), climate 64 (Cedar, IA): 52777; score 0 (Cedar, IA), climate 55 (Cedar, IA): 52747; score 0 (Cedar, IA), climate 52 (Cedar, IA): 52253; score 0 (Cedar, IA), climate 51 (Cedar, IA): 52776; score 0 (Cedar, IA), climate 50 (Cedar, IA): 52720; score 0 (Cedar, IA), climate 48 (Cedar, IA): 52760; score 0 (Cedar, IA), climate 45 (Cedar, IA): 52323; score 0 (Cedar, IA), climate 43 (Cedar, IA): 52778; score 0 (Cedar, IA), climate 42 (Cedar, IA): 52320, 52358; score 0 (Cedar, IA), climate 35 (Cedar, IA): 52306; score 0 (Cedar, IA), climate 34 (Cedar, IA): 52216; score 0 (Cedar, IA), climate 33 (Cedar, IA): 52255, 52337.
DLRadar rescores Cedar, IA monthly; Cedar, IA readings join Cedar, IA foreclosure, lien and ownership parcels (Cedar, IA), so cost-squeezed Cedar, IA owners surface before listing.
Inside Iowa, Cedar County ranks 42nd of 99 counties for home-insurance distress at 21/100; Calhoun County (21/100) sits just above Cedar County, and Franklin County (21/100) sits just below Cedar County.
Deterministic. Every Cedar County, IA signal traces to a public Cedar dataset (FEMA, NFIP, Census for Cedar, IA) · how insurance distress works in Cedar, IA · methodology
FAQ: Cedar County, IA insurance distress
What is the Cedar County, IA home-insurance-distress score?
Cedar, IA: 21/100 (LOW), #2,109 of 3,222, #42 in Iowa. FEMA hazard, Cedar, IA: 40/100; NFIP stress, Cedar, IA: 0/100; construction, Cedar, IA: 53/100; Cedar, IA rescores monthly.
Is Cedar County insurance distress getting better or worse (IA)?
Cedar, IA: 26 in March 2026; Cedar, IA: 23 in October 2026 (better); Cedar, IA climate component 46.
Which Cedar County ZIP codes carry the most insurance distress (IA)?
Cedar, IA, June 2026: 52333 at 0, 52765 at 0, 52777 at 0, 52747 at 0; Cedar, IA climate scores there: 86, 74, 64, 55.
Why does Cedar, IA insurance distress create sellers?
A Cedar, IA premium outruns the Cedar, IA budget; a carrier leaves Cedar, IA; Cedar, IA carrying cost passes plan; Cedar, IA owners sell while current; Cedar, IA insurance distress leads Cedar, IA foreclosure data.