Clarke County, IA: Home-Insurance Distress & Forced-Sale Pressure
Clarke County, IA: 0/100 (low) home-insurance distress; Clarke, IA band ZERO; Clarke, IA #2,680 of 3,222 counties; Clarke, IA #71 of 99 in Iowa; Clarke, IA coverage multiplier 0.70.
FEMA hazard, Clarke, IA: 0/100; Clarke, IA declarations, three years: 2; Clarke, IA five-year count 3 (severity 4.5); Clarke, IA ten-year 3.
Declared incidents on the Clarke, IA record: 2024 Tornado 3 (Clarke, IA).
NFIP claims, Clarke, IA, three years: none; Clarke, IA claim-stress 0/100.
Clarke, IA monthly score: 0 in every month from March 2026 (Clarke, IA) through October 2026.
Clarke, IA components: all zero this month; Clarke, IA climate multiplier 0.70.
Construction distress, Clarke, IA: 51/100 as of August 2026 (Clarke, IA: 51/100 one-to-four unit, 18/100 multifamily).
Clarke, IA ZIPs, June 2026 (Clarke, IA, 9 highest): score 0 (Clarke, IA), climate 43 (Clarke, IA): 50210; score 0 (Clarke, IA), climate 36 (Clarke, IA): 50222; score 0 (Clarke, IA), climate 34 (Clarke, IA): 50257; score 0 (Clarke, IA), climate 28 (Clarke, IA): 50174; score 0 (Clarke, IA), climate 27 (Clarke, IA): 50213, 50275; score 0 (Clarke, IA), climate 26 (Clarke, IA): 50264; score 0 (Clarke, IA), climate 25 (Clarke, IA): 50108; score 0 (Clarke, IA), climate 21 (Clarke, IA): 50123.
DLRadar rescores Clarke, IA monthly; Clarke, IA readings join Clarke, IA foreclosure, lien and ownership parcels (Clarke, IA), so cost-squeezed Clarke, IA owners surface before listing.
Inside Iowa, Clarke County ranks 71st of 99 counties for home-insurance distress at 0/100; Cerro Gordo County (0/100) sits just above Clarke County, and Crawford County (0/100) sits just below Clarke County.
Deterministic. Every Clarke County, IA signal traces to a public Clarke dataset (FEMA, NFIP, Census for Clarke, IA) · how insurance distress works in Clarke, IA · methodology
FAQ: Clarke County, IA insurance distress
What is the Clarke County, IA home-insurance-distress score?
Clarke, IA: 0/100 (ZERO), #2,680 of 3,222, #71 in Iowa. FEMA hazard, Clarke, IA: 0/100; NFIP stress, Clarke, IA: 0/100; construction, Clarke, IA: 51/100; Clarke, IA rescores monthly.
Is Clarke County insurance distress getting better or worse (IA)?
Clarke, IA: 0 in March 2026; Clarke, IA: 0 in October 2026 (unchanged).
Which Clarke County ZIP codes carry the most insurance distress (IA)?
Clarke, IA, June 2026: 50210 at 0, 50222 at 0, 50257 at 0, 50174 at 0; Clarke, IA climate scores there: 43, 36, 34, 28.
Why does Clarke, IA insurance distress create sellers?
A Clarke, IA premium outruns the Clarke, IA budget; a carrier leaves Clarke, IA; Clarke, IA carrying cost passes plan; Clarke, IA owners sell while current; Clarke, IA insurance distress leads Clarke, IA foreclosure data.