Dallas County, IA: Home-Insurance Distress & Forced-Sale Pressure
Dallas County, IA: 57/100 (elevated) home-insurance distress; Dallas, IA band MEDIUM; Dallas, IA #973 of 3,222 counties; Dallas, IA #14 of 99 in Iowa.
FEMA hazard, Dallas, IA: 40/100; Dallas, IA declarations, three years: 2; Dallas, IA perils: 2 severe-storm; Dallas, IA five-year count 3 (severity 4.5); Dallas, IA ten-year 3; hazard-weighted, Dallas, IA: 2.0.
Declared incidents on the Dallas, IA record: 2024 Severe Storm 3 (Dallas, IA).
NFIP claims, Dallas, IA, three years: 3; Dallas, IA payouts $277,151; per Dallas, IA claim $92,384; Dallas, IA claim-stress 81/100.
Dallas, IA monthly score fell, 69 (March 2026) to 60 (October 2026); Dallas, IA by month: March 69, April 69, May 67, June 67 (Dallas, IA), July 65, August 64, September 63, October 60.
Dallas, IA components: climate 46, NFIP claims 81; Dallas, IA retreat index 60.
Construction distress, Dallas, IA: 44/100 as of August 2026 (Dallas, IA: 64/100 one-to-four unit, 14/100 multifamily).
Dallas, IA ZIPs, June 2026 (Dallas, IA, 16 highest): score 0 (Dallas, IA), climate 85 (Dallas, IA): 50111; score 0 (Dallas, IA), climate 84 (Dallas, IA): 50325; score 0 (Dallas, IA), climate 83 (Dallas, IA): 50109; score 0 (Dallas, IA), climate 79 (Dallas, IA): 50323; score 0 (Dallas, IA), climate 76 (Dallas, IA): 50266; score 0 (Dallas, IA), climate 70 (Dallas, IA): 50003, 50038, 50063, 50066, Dallas, IA 50069, 50167, 50263; score 0 (Dallas, IA), climate 68 (Dallas, IA): 50039; score 0 (Dallas, IA), climate 66 (Dallas, IA): 50146; score 0 (Dallas, IA), climate 64 (Dallas, IA): 50233; score 0 (Dallas, IA), climate 59 (Dallas, IA): 50220.
DLRadar rescores Dallas, IA monthly; Dallas, IA readings join Dallas, IA foreclosure, lien and ownership parcels (Dallas, IA), so cost-squeezed Dallas, IA owners surface before listing.
Inside Iowa, Dallas County ranks 14th of 99 counties for home-insurance distress at 57/100; Lyon County (58/100) sits just above Dallas County, and Dickinson County (57/100) sits just below Dallas County.
Deterministic. Every Dallas County, IA signal traces to a public Dallas dataset (FEMA, NFIP, Census for Dallas, IA) · how insurance distress works in Dallas, IA · methodology
FAQ: Dallas County, IA insurance distress
What is the Dallas County, IA home-insurance-distress score?
Dallas, IA: 57/100 (MEDIUM), #973 of 3,222, #14 in Iowa. FEMA hazard, Dallas, IA: 40/100; NFIP stress, Dallas, IA: 81/100; construction, Dallas, IA: 44/100; Dallas, IA rescores monthly.
Is Dallas County insurance distress getting better or worse (IA)?
Dallas, IA: 69 in March 2026; Dallas, IA: 60 in October 2026 (better); Dallas, IA climate component 46; Dallas, IA NFIP claims score 81.
How many flood-insurance claims has Dallas County, IA had?
Dallas, IA: 3 NFIP claims, three years; Dallas, IA paid $277,151; per Dallas, IA claim $92,384; carriers reprice Dallas, IA against that record.
Which Dallas County ZIP codes carry the most insurance distress (IA)?
Dallas, IA, June 2026: 50111 at 0, 50325 at 0, 50109 at 0, 50323 at 0; Dallas, IA climate scores there: 85, 84, 83, 79.
Why does Dallas, IA insurance distress create sellers?
A Dallas, IA premium outruns the Dallas, IA budget; a carrier leaves Dallas, IA; Dallas, IA carrying cost passes plan; Dallas, IA owners sell while current; Dallas, IA insurance distress leads Dallas, IA foreclosure data.